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PAYMENTUS HOLDINGS INC-A

PAYNYSE
πŸ† #1537 by market capEarnings Nov 2 Β· PostUS Equity
$704.82β–² $6.77 (+0.96%)
Simulated price
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🏦Market Cap
$3.73B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+37.3%
High Growth
πŸ“ŠGross Margin
24.9%
Moderate
πŸ’΅FCF Margin
11.7%
Healthy
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
72
Fair
No chart data available for PAY.

Trading Snapshot

Day Range
$697.05 – $716.18
52-Week Range
$20.11 – $45.31
Volume
$3.82B
Avg Volume
$3.02B
Shares Outstanding
125.6M
Next Earnings
Nov 27, 2026

Fundamentals Snapshot

Annual Revenue
$1.20B
Last Q Revenue
$361M
P/E Ratio
44.3
P/S Ratio
2.7x
EPS (TTM)
$0.67
Dividend Yield
0.00%
Dilution (1yr)
+0.5%

Why Investors Own PAY

  • βœ“High-growth profile β€” revenue up +36.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 26% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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PAYMENTUS HOLDINGS INC-A

PAY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.2Bβ–² +37.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
24.8%β–Ό βˆ’9.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$76Mβ–² +68.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$162Mβ–² +156.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
129.4Mβ–² +0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$313Mβ–² +$116M YoY
StockOtter Β· stockotter.space

About PAYMENTUS HOLDINGS INC-A

Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments. Through its Software-as-a-Service (SaaS) platform, the company equips organizations (referred to as "billers") with services for electronic bill presentation, digital payment processing, enhanced enterprise customer communication, and self-service revenue collection. Its clientele spans a broad spectrum of industries, including utility providers, financial institutions, insurance companies, government agencies, telecommunications firms, and healthcare organizations. The company was founded in 2004 and is based in Redmond, Washington.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$805.20
β–² +14.2% Upside
High Target$971.46
Low Target$646.78
Based on 33 analysts

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