OPTIMUMBANK HOLDINGS INC
OPHCNYSE AMERICANTrading Snapshot
- Day Range
- $8.87 – $9.00
- 52-Week Range
- $3.91 – $10.68
- Volume
- $5.20B
- Avg Volume
- $4.80B
- Shares Outstanding
- 12.3M
- Next Earnings
- Dec 2, 2026
Fundamentals Snapshot
- Annual Revenue
- $71M
- Last Q Revenue
- $20M
- P/E Ratio
- 5.6
- P/S Ratio
- 1.0x
- EPS (TTM)
- $1.08
- Dividend Yield
- —
- Dilution (1yr)
- +20.8%
Why Investors Own OPHC
- ✓High-growth profile — revenue up +47.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 73% gross margin and 12% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
OPTIMUMBANK HOLDINGS INC
OPHC
StockOtter · stockotter.spaceAbout OPTIMUMBANK HOLDINGS INC
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
New Strong Buy Stocks for September 22nd
OPHC, NMR, KALU, MOV and ECO have been added to the Zacks Rank #1 (Strong Buy) List on September 22nd, 2026.
Best Value Stocks to Buy for September 22nd
BHC, OPHC and TRVG made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 22nd, 2026.
Recent Price Trend in OptimumBank (OPHC) is Your Friend, Here's Why
If you are looking for stocks that are well positioned to maintain their recent uptrend, OptimumBank (OPHC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.
New Strong Buy Stocks for September 18th
PGY, OPHC, PDEX, TRV and HMN have been added to the Zacks Rank #1 (Strong Buy) List on September 18th, 2026.
Best Value Stocks to Buy for September 18th
PGY, BLMN and OPHC made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 18th, 2026.
Best Value Stocks to Buy for September 9th
BP, OPHC and CRD.B made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 9, 2026.