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OP BANCORP

OPBKNASDAQ
🏆 #3638 by market capEarnings Oct 22US Equity
$623.00▼ $36.45 (−5.85%)
Simulated price
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24h▼ 5.8%
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🏦Market Cap
$227M
Small Cap
📈Revenue Growth (YoY)
+8.2%
Slowing
📊Gross Margin
56.5%
Healthy
💵FCF Margin
13.7%
Healthy
⚖️P/S Ratio
1.3x
Cheap
Otter Score
80
Good
No chart data available for OPBK.

Trading Snapshot

Day Range
$618.19 – $627.86
52-Week Range
$12.41 – $16.83
Volume
$3.68B
Avg Volume
$3.45B
Shares Outstanding
14.9M
Next Earnings
Dec 16, 2026

Fundamentals Snapshot

Annual Revenue
$167M
Last Q Revenue
$44M
P/E Ratio
7.8
P/S Ratio
1.3x
EPS (TTM)
$1.94
Dividend Yield
3.42%
Dilution (1yr)
+0.7%

Why Investors Own OPBK

  • ✓High-growth profile — revenue up +5.8% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 62% gross margin and 9% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

OPBK logo

OP BANCORP

OPBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$167M▲ +8.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
54.7%▲ +6.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$35M▲ +21.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$23M▼ −21.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
14.9M▲ +0.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$312M▲ +$280M YoY
StockOtter · stockotter.space

About OP BANCORP

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Good
80/100

Analyst Price Target

ⓘ
Average Target
$692.57
▲ +11.2% Upside
High Target$770.62
Low Target$533.76
Based on 36 analysts

Latest News & Updates

🚀
Bloomberg·2h ago

OP BANCORP tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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CNBC·5h ago

Analysts lift OPBK price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Bloomberg·1d ago

OP BANCORP announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.