NORWOOD FINANCIAL CORP
NWFLNASDAQTrading Snapshot
- Day Range
- $32.93 β $33.79
- 52-Week Range
- $23.82 β $35.48
- Volume
- $2.91B
- Avg Volume
- $2.44B
- Shares Outstanding
- 10.9M
- Next Earnings
- Dec 6, 2026
Fundamentals Snapshot
- Annual Revenue
- $136M
- Last Q Revenue
- $43M
- P/E Ratio
- 10.7
- P/S Ratio
- 2.5x
- EPS (TTM)
- $3.15
- Dividend Yield
- 3.81%
- Dilution (1yr)
- +11.5%
Why Investors Own NWFL
- βHigh-growth profile β revenue up +15.4% YoY with expanding US Equity exposure.
- βHealthy economics β 78% gross margin and 15% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
NORWOOD FINANCIAL CORP
NWFLAbout NORWOOD FINANCIAL CORP
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

Norwood Financial Corp Announces Timing of Third Quarter 2026 Earnings Release and Conference Call
HONESDALE, Pa., Sept. 24, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its third quarter 2026 financial results before market opens on Tuesday,

Norwood Financial Corp Announces Cash Dividend
HONESDALE, Pa., Sept. 16, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.32 per share cash dividend, w

Norwood Financial Corp. (NWFL) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?

BlackRock Inc. Takes $24.96 Million Position in Norwood Financial Corp. $NWFL
BlackRock Inc. purchased a new stake in shares of Norwood Financial Corp. (NASDAQ: NWFL) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm purchased 776,

Norwood Financial Corp Adopts Stock Repurchase Program
HONESDALE, Pa., Aug. 28, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (the βCompanyβ) (Nasdaq Global Market-NWFL), the holding company of Wayne Bank, today announced that its Board of Directors has adopted a stock rep

This is Why Norwood Financial Corp. (NWFL) is a Great Dividend Stock
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?