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NELNET INC-CL A

NNINYSE
πŸ† #1410 by market capUS Equity
$1,026.25β–² $25.45 (+2.48%)
Simulated price
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🏦Market Cap
$4.44B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+0.9%
Slowing
πŸ“ŠGross Margin
67.3%
High
πŸ’΅FCF Margin
18.0%
Healthy
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
96
Very Good
No chart data available for NNI.

Trading Snapshot

Day Range
$1,020.67 – $1,042.25
52-Week Range
$116.62 – $144.38
Volume
$3.69B
Avg Volume
$3.56B
Shares Outstanding
35.9M
Next Earnings
Nov 19, 2026

Fundamentals Snapshot

Annual Revenue
$2.26B
Last Q Revenue
$334M
P/E Ratio
14.7
P/S Ratio
2.2x
EPS (TTM)
$8.36
Dividend Yield
1.04%
Dilution (1yr)
βˆ’0.3%

Why Investors Own NNI

  • βœ“High-growth profile β€” revenue up +46.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 75% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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NELNET INC-CL A

NNI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.3Bβ–² +22.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
87.0%β–² +44.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.1Bβ–² +400.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$397Mβ–Ό βˆ’38.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
36.3Mβ–Ό βˆ’0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$6.8Bβ–² +$1.3B YoY
StockOtter Β· stockotter.space

About NELNET INC-CL A

Nelnet, Inc. operates globally, encompassing a variety of businesses including loan management, telecommunications, educational technology, related services, and payment processing solutions. Its Loan Servicing and Systems division offers comprehensive support for loan operations. This includes converting and processing loan applications, managing borrower data, providing customer service, handling payments, executing due diligence, reconciling funds, and processing claims. The segment also develops specialized software for student loan servicing and delivers business process outsourcing, with a focus on contact center management through inbound calls, outreach campaigns, sales, and multi-channel customer engagement. The Education Technology, Services, and Payment Processing segment provides an extensive array of solutions. These span financial management services, school information system software, website design, and cost-effective admissions software. It also operates FACTS Giving, a dedicated donation platform, alongside tailored professional development, coaching, and educational instruction services, as well as technological tools for teacher and student assessments. This segment facilitates tuition payment plans and offers end-to-end technology and services for student billing, payments, and refunds. Furthermore, it supports on-campus payment options (in-person, online, mobile) and general payment processing via credit card and electronic transfers. Additional offerings include services and technologies for faith community engagement, giving management, and learning management. A core offering is an integrated commerce payment platform, combined with financial management and tuition payment plan services, alongside a robust K-12 school management platform that handles administrative, informational, financial, and communication functions. The Communications unit supplies fiber optic services for internet, television, and telephone to both residential and business clients. Through its Asset Generation and Management segment, Nelnet is engaged in the acquisition, oversight, and ownership of various loan assets. Finally, the Nelnet Bank segment manages and operates internet-based industrial banks. Nelnet, Inc. was established in 1978 and is headquartered in Lincoln, Nebraska.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
96/100

Analyst Price Target

β“˜
Average Target
$1,360.16
β–² +32.5% Upside
High Target$1,594.84
Low Target$1,172.78
Based on 23 analysts

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