MVBF logo

MVB FINANCIAL CORP

MVBFNASDAQ
πŸ† #3173 by market capEarnings Oct 27US Equity
$750.34β–Ό $49.15 (βˆ’6.55%)
Simulated price
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24hβ–Ό 6.5%
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🏦Market Cap
$385M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+67.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
2.2%
Thin
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
68
Fair
No chart data available for MVBF.

Trading Snapshot

Day Range
$746.97 – $764.25
52-Week Range
$23.99 – $31.99
Volume
$3.22B
Avg Volume
$3.97B
Shares Outstanding
12.9M
Next Earnings
Oct 24, 2026

Fundamentals Snapshot

Annual Revenue
$270M
Last Q Revenue
$67M
P/E Ratio
10.0
P/S Ratio
1.8x
EPS (TTM)
$2.96
Dividend Yield
2.23%
Dilution (1yr)
βˆ’0.9%

Why Investors Own MVBF

  • βœ“High-growth profile β€” revenue up +30.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 49% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MVBF logo

MVB FINANCIAL CORP

MVBF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$270Mβ–² +19.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
71.7%β–² +10.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$37Mβ–² +39.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$2Mβ–Ό βˆ’210.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
13.1Mβ–Ό βˆ’0.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$167Mβ–Ό βˆ’$75M YoY
StockOtter Β· stockotter.space

About MVB FINANCIAL CORP

MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

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