MTG logo

MGIC INVESTMENT CORP

MTGNYSE
🏆 #1201 by market capEarnings Oct 27 · PostUS Equity
$28.26▼ $0.09 (−0.32%)
Market closed · at close
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24h▼ 0.3%
7d▼ 3.5%
14d▼ 4.1%
30d▼ 7.8%
ytd▼ 3.3%
1y▼ 0.4%
🏦Market Cap
$5.80B
Small Cap
📈Revenue Growth (YoY)
+0.5%
Slowing
📊Gross Margin
92.4%
High
💵FCF Margin
59.1%
Strong
⚖️P/S Ratio
4.8x
Fair
Otter Score
72
Fair

Trading Snapshot

Day Range
$28.00 – $28.41
52-Week Range
$24.69 – $31.89
Volume
$3.42B
Avg Volume
$3.64B
Shares Outstanding
205.1M
Next Earnings
Nov 4, 2026

Fundamentals Snapshot

Annual Revenue
$1.21B
Last Q Revenue
$295M
P/E Ratio
8.8
P/S Ratio
4.8x
EPS (TTM)
$3.37
Dividend Yield
2.19%
Dilution (1yr)
−11.6%

Why Investors Own MTG

  • ✓High-growth profile — revenue up +18.9% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 55% gross margin and 7% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MTG logo

MGIC INVESTMENT CORP

MTG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.2B▲ +0.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
94.9%▼ −5.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$929M▼ −4.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$852M▲ +17.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
225.7M▼ −11.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$277M▲ +$138M YoY
StockOtter · stockotter.space

About MGIC INVESTMENT CORP

MGIC Investment Corporation, through its various subsidiaries, provides private mortgage insurance alongside a range of other mortgage credit risk management solutions and ancillary services. These offerings are available to lenders and government-sponsored entities across the United States, Puerto Rico, and Guam. A core product is their primary mortgage insurance, designed to protect individual loans against default. This coverage extends to unpaid loan principal, accumulated interest, and various costs associated with default and subsequent foreclosure. The company also offers contract underwriting and reinsurance services. Its client base largely comprises originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, and other mortgage lenders. Established in 1957, MGIC Investment Corporation maintains its headquarters in Milwaukee, Wisconsin.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
72/100

Analyst Ratings

ⓘ
Consensus
Hold
13 analysts
Strong Buy0
Buy1
Hold6
Sell5
Strong Sell1
Ratings as of Sep 2026

Latest News & Updates

🚀
CNBC·2h ago

MGIC INVESTMENT CORP tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
Reuters·5h ago

Analysts lift MTG price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
MarketWatch·1d ago

MGIC INVESTMENT CORP announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.