MGYR logo

MAGYAR BANCORP INC

MGYRNASDAQ
πŸ† #3991 by market capUS Equity
$19.13β–² $0.07 (+0.39%)
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24hβ–² 0.4%
7dβ–Ό 0.5%
14dβ–Ό 0.5%
30dβ–Ό 0.5%
ytdβ–² 12.4%
1yβ–² 10.0%
🏦Market Cap
$124M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+12.1%
Healthy
πŸ“ŠGross Margin
61.5%
High
πŸ’΅FCF Margin
23.9%
Strong
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$18.95 – $19.31
52-Week Range
$13.62 – $20.00
Volume
$3.17B
Avg Volume
$2.73B
Shares Outstanding
6.5M
Next Earnings
Nov 18, 2026

Fundamentals Snapshot

Annual Revenue
$58M
Last Q Revenue
$16M
P/E Ratio
10.1
P/S Ratio
2.0x
EPS (TTM)
$1.90
Dividend Yield
1.98%
Dilution (1yr)
+0.0%

Why Investors Own MGYR

  • βœ“High-growth profile β€” revenue up +39.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 67% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MGYR logo

MAGYAR BANCORP INC

MGYR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$58Mβ–² +12.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
60.3%β–Ό βˆ’0.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$14Mβ–² +24.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$10Mβ–² +78.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
6.2Mβ–² +0.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$15Mβ–Ό βˆ’$43M YoY
StockOtter Β· stockotter.space

About MAGYAR BANCORP INC

Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both individual and corporate clients. The company actively manages investment securities through buying, selling, and holding activities. Established in 1922, Magyar Bancorp, Inc. is based in New Brunswick, New Jersey, and oversees seven branch locations across New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, all within New Jersey.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$19.02
β–Ό βˆ’0.5% Downside
High Target$21.27
Low Target$15.66
Based on 17 analysts

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