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METROPOLITAN BANK HOLDING CO

MCBNYSE
πŸ† #2416 by market capEarnings Oct 15US Equity
$87.81β–Ό $0.76 (βˆ’0.86%)
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🏦Market Cap
$1.09B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+7.1%
Slowing
πŸ“ŠGross Margin
45.9%
Healthy
πŸ’΅FCF Margin
23.8%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
80
Good
No chart data available for MCB.

Trading Snapshot

Day Range
$86.54 – $88.57
52-Week Range
$64.66 – $102.04
Volume
$3.14B
Avg Volume
$3.75B
Shares Outstanding
12.4M
Next Earnings
Nov 16, 2026

Fundamentals Snapshot

Annual Revenue
$527M
Last Q Revenue
$7M
P/E Ratio
10.9
P/S Ratio
2.6x
EPS (TTM)
$7.59
Dividend Yield
1.09%
Dilution (1yr)
βˆ’8.5%

Why Investors Own MCB

  • βœ“High-growth profile β€” revenue up +32.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 47% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MCB logo

METROPOLITAN BANK HOLDING CO

MCB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$527Mβ–² +7.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
52.6%β–Ό βˆ’4.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$102Mβ–² +4.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$82Mβ–Ό βˆ’43.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
10.4Mβ–Ό βˆ’8.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$383Mβ–² +$640M YoY
StockOtter Β· stockotter.space

About METROPOLITAN BANK HOLDING CO

Metropolitan Bank Holding Corp. acts as the parent organization for Metropolitan Commercial Bank, which provides a wide array of business, commercial, and personal banking offerings. This institution serves a diverse clientele, including small and mid-sized enterprises, public sector bodies, and individual clients across the greater New York metropolitan region. The bank’s deposit products feature standard checking, savings, term deposit, and money market accounts, along with certificates of deposit. It also extends an extensive portfolio of credit facilities, encompassing financing for commercial properties, construction ventures, multi-family dwellings, and one-to-four-family residential units. Additional lending options include commercial and industrial loans, consumer credit, funds for property acquisition and renovation, and solutions for refinancing or extracting borrower equity. The institution further supports clients with loans on owner-occupied real estate, working capital lines of credit, trade finance, letters of credit, and conventional term loans. Beyond these core services, the company delivers cash management solutions. It offers modern digital banking options, such as online and mobile platforms, alongside automated clearing house (ACH) transactions, remote check deposit services, and debit card provisions. Metropolitan Commercial Bank maintains a physical presence through six branches located in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp., established in 1999, has its corporate headquarters in New York City.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Price Target

β“˜
Average Target
$107.39
β–² +22.3% Upside
High Target$126.21
Low Target$90.63
Based on 26 analysts

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