MERCHANTS BANCORP/IN
MBINNASDAQTrading Snapshot
- Day Range
- $1,002.63 β $1,032.61
- 52-Week Range
- $30.37 β $56.87
- Volume
- $3.18B
- Avg Volume
- $4.14B
- Shares Outstanding
- 45.9M
- Next Earnings
- Nov 30, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.37B
- Last Q Revenue
- $294M
- P/E Ratio
- 8.5
- P/S Ratio
- β
- EPS (TTM)
- $5.84
- Dividend Yield
- 2.65%
- Dilution (1yr)
- +0.1%
Why Investors Own MBIN
- βHigh-growth profile β revenue up +1.3% YoY with expanding US Equity exposure.
- βHealthy economics β 45% gross margin and 20% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
MERCHANTS BANCORP/IN
MBINAbout MERCHANTS BANCORP/IN
Merchants Bancorp operates as a diversified financial services holding company across the United States. Its operations are organized into three primary divisions: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking division focuses on originating and servicing government-sponsored mortgages for multi-family dwellings and healthcare institutions. It also tailors loan products specifically for independent living, assisted living, memory care, and skilled nursing developments, and serves as a syndicator for low-income housing tax credits and related debt funds. The Mortgage Warehousing division provides funding for residential loans eligible for agency backing, covering their initiation, acquisition, and sale within the secondary market, in addition to extending commercial credit to non-depository financial firms. Finally, the Banking division offers a broad spectrum of financial products and services to both individual consumers and businesses. These offerings encompass various deposit accounts and a diverse portfolio of loan options, including multi-family construction and bridge loans, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer credit. Furthermore, this segment facilitates single-family mortgage lending, construction, bridge, and lot financing, first-lien home equity lines of credit, and Small Business Administration (SBA) lending programs. Founded in 1990, Merchants Bancorp maintains its corporate headquarters in Carmel, Indiana.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
MERCHANTS BANCORP/IN tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift MBIN price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
MERCHANTS BANCORP/IN announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.