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OPEN LENDING CORP

LPRONASDAQ
πŸ† #3198 by market capEarnings Nov 4US Equity
$3.14β–² $0.00 (+0.00%)
Market closed Β· at close
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24hβ–² 0.0%
7dβ–² 0.0%
14dβ–² 0.0%
30dβ–² 0.0%
ytdβ–² 103.9%
1yβ–² 48.8%
🏦Market Cap
$372M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+288.0%
High Growth
πŸ“ŠGross Margin
77.2%
High
πŸ’΅FCF Margin
-0.8%
Thin
βš–οΈP/S Ratio
4.2x
Fair
Otter Score
76
Good

Trading Snapshot

Day Range
$3.10 – $3.18
52-Week Range
$1.18 – $3.15
Volume
$3.32B
Avg Volume
$2.64B
Shares Outstanding
118.3M
Next Earnings
Nov 3, 2026

Fundamentals Snapshot

Annual Revenue
$93M
Last Q Revenue
$20M
P/E Ratio
-69.9
P/S Ratio
4.2x
EPS (TTM)
$-0.05
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.6%

Why Investors Own LPRO

  • βœ“High-growth profile β€” revenue up +52.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

LPRO logo

OPEN LENDING CORP

LPRO
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$93Mβ–² +288.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
75.5%β–² +10636.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$6Mβ–Ό βˆ’109.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$3Mβ–Ό βˆ’118.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
118.6Mβ–Ό βˆ’0.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$89Mβ–Ό βˆ’$11M YoY
StockOtter Β· stockotter.space

About OPEN LENDING CORP

Based in Austin, Texas, and established in 2000, Open Lending Corporation delivers specialized solutions for empowering lending operations and conducting risk analysis. Their services are utilized by a diverse range of financial institutions throughout the United States, including credit unions, regional banks, independent auto finance companies, and the captive finance arms of original equipment manufacturers. A key offering is their Software as a Service (SaaS) platform, known as the Lenders Protection Program (LPP). This innovative platform assists external lenders by streamlining the process of making loan decisions and automating underwriting. It also facilitates the provision of credit default insurance through affiliated insurance providers. The LPP suite incorporates functionalities such as in-depth loan data analysis, dynamic risk-adjusted pricing for loans, sophisticated risk forecasting models, and intelligent automated decision-making tools, all tailored for the automotive lending industry.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Ratings

β“˜
Consensus
Hold
12 analysts
Strong Buy0
Buy0
Hold9
Sell1
Strong Sell2
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·Aug 27

Open Lending Corporation (NASDAQ:LPRO) Receives Average Rating of β€œReduce” from Analysts

Shares of Open Lending Corporation (NASDAQ: LPRO - Get Free Report) have received an average recommendation of "Reduce" from the five ratings firms that are currently covering the company, Marketbeat.com reports. One inv

GuruFocusΒ·Jul 30

ANV Completes Acquisition of Open Lending

ANV Group Holdings Ltd. (Γ’Β€ΒœANVҀ), a global insurance intermediary platform, today announced it has completed its acquisition of Open Lending, a leading provi

Business WireΒ·Jul 28

Open Lending and ANV Announce Results of Tender Offer

NEW YORK--(BUSINESS WIRE)--Open Lending Corporation (NASDAQ: LPRO) (β€œOpen Lending”) and ANV Group Holdings Ltd. (β€œANV”), a global insurance intermediary platform, today announced the results of ANV's tender offer for any

GuruFocusΒ·Jul 13

Open Lending Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Open Lending Corporation - LPRO

Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of [url="]Kahn Swick and Foti[/url], LLC (Γ’Β€ΒœKSFҀ) are investigating the propo

GuruFocusΒ·Jul 6

Are AVB, LPRO, APGE, TMHC Obtaining Fair Deals for their Shareholders?

Are AVB, LPRO, APGE, TMHC Obtaining Fair Deals for their Shareholders? PR Newswire NEW YORK, July 6, 2026

Globe News WireΒ·Jun 30

Halper Sadeh LLC is Investigating Whether LPRO, EQR, LEG, MDV are Obtaining Fair Deals for their Shareholders

Insiders may stand to receive substantial financial benefits not available to ordinary shareholders. The proposed transactions may contain terms that could limit superior competing offers. Shareholders are encouraged to