JKHY logo

JACK HENRY & ASSOCIATES INC

JKHYNASDAQ
πŸ† #862 by market capUS Equity
$146.17β–Ό $1.65 (βˆ’1.13%)
After hours Β· at close
πŸ””
Track JKHY
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 1.1%
7dβ–Ό 2.0%
14dβ–Ό 5.1%
30dβ–Ό 13.9%
ytdβ–Ό 19.9%
1yβ–Ό 3.3%
🏦Market Cap
$10.39B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+7.1%
Slowing
πŸ“ŠGross Margin
43.6%
Healthy
πŸ’΅FCF Margin
19.9%
Healthy
βš–οΈP/S Ratio
4.1x
Fair
Otter Score
84
Good

Trading Snapshot

Day Range
$145.50 – $148.51
52-Week Range
$121.04 – $193.39
Volume
$4.75B
Avg Volume
$4.41B
Shares Outstanding
71.0M
Next Earnings
Nov 17, 2026

Fundamentals Snapshot

Annual Revenue
$2.50B
Last Q Revenue
$633M
P/E Ratio
20.6
P/S Ratio
4.1x
EPS (TTM)
$6.97
Dividend Yield
1.64%
Dilution (1yr)
βˆ’0.5%

Why Investors Own JKHY

  • βœ“High-growth profile β€” revenue up +27.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

JKHY logo

JACK HENRY & ASSOCIATES INC

JKHY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.5Bβ–² +5.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
43.1%β–² +0.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$606Mβ–² +6.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$695Mβ–² +18.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
72.0Mβ–Ό βˆ’0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$28Mβ–² +$51M YoY
StockOtter Β· stockotter.space

About JACK HENRY & ASSOCIATES INC

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$186.74
β–² +27.8% Upside
High Target$233.10
Low Target$148.97
Based on 14 analysts

Latest News & Updates