ISTR logo

INVESTAR HOLDING CORP

ISTRNASDAQ
πŸ† #3122 by market capEarnings Oct 19US Equity
$28.66β–Ό $0.50 (βˆ’1.73%)
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24hβ–Ό 1.7%
7dβ–Ό 2.4%
14dβ–Ό 5.5%
30dβ–Ό 4.8%
ytdβ–² 7.3%
1yβ–² 24.6%
🏦Market Cap
$395M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+27.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
7.2%
Moderate
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$28.37 – $28.84
52-Week Range
$21.43 – $31.77
Volume
$3.30B
Avg Volume
$3.08B
Shares Outstanding
13.8M
Next Earnings
Dec 1, 2026

Fundamentals Snapshot

Annual Revenue
$153M
Last Q Revenue
$56M
P/E Ratio
12.0
P/S Ratio
1.2x
EPS (TTM)
$2.43
Dividend Yield
1.57%
Dilution (1yr)
+6.1%

Why Investors Own ISTR

  • βœ“High-growth profile β€” revenue up +7.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 63% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ISTR logo

INVESTAR HOLDING CORP

ISTR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$153Mβ–Ό βˆ’1.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.0%β–² +11.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$28Mβ–² +14.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$17Mβ–² +9.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
10.6Mβ–² +6.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$126Mβ–Ό βˆ’$53M YoY
StockOtter Β· stockotter.space

About INVESTAR HOLDING CORP

Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

PRNewsWireΒ·13d ago

Investar Holding Corporation Declares Quarterly Common and Preferred Stock Cash Dividends

BATON ROUGE, La., Sept. 16, 2026 /PRNewswire/ --Β Investar Holding Corporation (the "Company") (Nasdaq: ISTR), the holding company of Investar Bank, National Association (the "Bank"), declared a quarterly cash dividend of

Zacks Investment ResearchΒ·27d ago

Investar (ISTR) Upgraded to Buy: Here's What You Should Know

Investar (ISTR) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Defense WorldΒ·Aug 9

Dimensional Fund Advisors LP Raises Stake in Investar Holding Corporation $ISTR

Dimensional Fund Advisors LP lifted its stake in shares of Investar Holding Corporation (NASDAQ: ISTR) by 6.5% in the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commissio

Defense WorldΒ·Jul 21

AlTi Global Inc. Makes New $2.37 Million Investment in Investar Holding Corporation $ISTR

AlTi Global Inc. purchased a new position in shares of Investar Holding Corporation (NASDAQ: ISTR) during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission

Zacks Investment ResearchΒ·Jul 20

Investar (ISTR) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Investar (ISTR) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago a

Zacks Investment ResearchΒ·Jul 20

Investar (ISTR) Beats Q2 Earnings and Revenue Estimates

Investar (ISTR) came out with quarterly earnings of $0.75 per share, beating the Zacks Consensus Estimate of $0.7 per share. This compares to earnings of $0.47 per share a year ago.