INTERCORP FINANCIAL SERVICES
IFSNYSETrading Snapshot
- Day Range
- $146.88 – $150.24
- 52-Week Range
- $38.29 – $61.38
- Volume
- $2.03B
- Avg Volume
- $1.36B
- Shares Outstanding
- 111.1M
- Next Earnings
- Oct 30, 2026
Fundamentals Snapshot
- Annual Revenue
- $9.24B
- Last Q Revenue
- $2.42B
- P/E Ratio
- 10.0
- P/S Ratio
- 2.3x
- EPS (TTM)
- $18.83
- Dividend Yield
- 3.30%
- Dilution (1yr)
- −3.4%
Why Investors Own IFS
- ✓High-growth profile — revenue up +55.9% YoY with expanding US Equity exposure.
- ✓Healthy economics — 79% gross margin and 5% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
INTERCORP FINANCIAL SERVICES
IFS
StockOtter · stockotter.spaceAbout INTERCORP FINANCIAL SERVICES
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
INTERCORP FINANCIAL SERVICES tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift IFS price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
INTERCORP FINANCIAL SERVICES announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.