IBN logo

ICICI BANK LTD-SPON ADR

IBNNYSE
πŸ† #150 by market capUS Equity
$27.15β–Ό $0.15 (βˆ’0.57%)
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24hβ–Ό 0.6%
7dβ–Ό 3.2%
14dβ–Ό 4.5%
30dβ–Ό 9.2%
ytdβ–Ό 8.9%
1yβ–Ό 10.4%
🏦Market Cap
$97.08B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+6.0%
Slowing
πŸ“ŠGross Margin
68.5%
High
πŸ’΅FCF Margin
-7.9%
Thin
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$27.02 – $27.40
52-Week Range
$25.08 – $34.57
Volume
$2.13B
Avg Volume
$2.40B
Shares Outstanding
3.58B
Next Earnings
Nov 26, 2026

Fundamentals Snapshot

Annual Revenue
$3.12T
Last Q Revenue
$614.29B
P/E Ratio
16.9
P/S Ratio
3.2x
EPS (TTM)
$156.50
Dividend Yield
0.90%
Dilution (1yr)
+0.0%

Why Investors Own IBN

  • βœ“High-growth profile β€” revenue up +46.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 47% gross margin and 4% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

IBN logo

ICICI BANK LTD-SPON ADR

IBN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.1Tβ–² +6.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.7%β–² +2.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$773.2Bβ–² +5.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$636.0Bβ–Ό βˆ’17.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
3.63Bβ–² +0.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$298.2Bβ–² +$1.7T YoY
StockOtter Β· stockotter.space

About ICICI BANK LTD-SPON ADR

ICICI Bank Limited, a prominent financial institution with its various subsidiaries, delivers a comprehensive suite of banking and financial solutions. These services cater to both individual consumers (retail) and corporate entities, spanning operations across India and global markets. Its business activities are organized into distinct segments: Retail Banking, Wholesale Banking, Treasury operations, other banking functions, Life Insurance, and additional miscellaneous areas. The bank facilitates a wide array of deposit options, accommodating diverse account types such as savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts. Furthermore, it offers various deposit schemes, including time, fixed, recurring, and security deposits. ICICI Bank extends a broad spectrum of credit facilities. For individuals, these encompass financing for homes, automobiles, two-wheelers, personal needs, and gold, alongside commercial business loans and loans secured against various assets. Businesses benefit from offerings such as working capital finance, term loans, collateral-free credit, loans for entities without traditional financial records, import/export financing, and overdraft facilities. Additionally, the bank supports new businesses and provides loans based on card swipe transactions. Its card portfolio encompasses credit, debit, prepaid, travel, forex, and corporate cards. Digital solutions include the Pockets wallet. The bank also deals in fixed income instruments and a variety of investment products, such as mutual funds, gold monetization schemes, initial public offerings (IPOs), and other online investment platforms. Specific services target the agricultural and rural sectors, offering agri-business support, farmer finance, tractor loans, and micro-banking solutions. Beyond these, the institution delivers portfolio management, trade finance, foreign exchange services, locker facilities, specialized private and NRI (Non-Resident Indian) banking, and efficient cash management. It also supports family wealth management and dematerialized (Demat) accounts. For larger clients, it extends commercial and investment banking, capital market services, custodial services, and institutional banking. The bank facilitates access to various insurance products, including health, personal accident, fire, and motor insurance, and acts as a distributor for both general and life insurance policies. Customers can conveniently access banking services through internet, mobile, and phone channels. Through its various arms, ICICI Bank provides securities investment, broking, trading, and underwriting services. Its extensive offerings also cover merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, managing points of presence, and private equity/venture capital fund management. Established in 1955, the bank's headquarters are situated in Mumbai, India.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$35.72
β–² +31.6% Upside
High Target$42.06
Low Target$26.71
Based on 22 analysts

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