HTB logo

HOMETRUST BANCSHARES INC

HTBNYSE
πŸ† #2684 by market capEarnings Oct 22US Equity
$45.79β–² $0.29 (+0.64%)
πŸŒ™ After hours$45.79β–² 0.00%Regular close Β· extended-hours price shown
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🏦Market Cap
$770M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-0.9%
Declining
πŸ“ŠGross Margin
73.0%
High
πŸ’΅FCF Margin
33.0%
Strong
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
76
Good
No chart data available for HTB.

Trading Snapshot

Day Range
$45.27 – $46.46
52-Week Range
$38.30 – $52.50
Volume
$3.33B
Avg Volume
$2.86B
Shares Outstanding
16.8M
Next Earnings
Nov 12, 2026

Fundamentals Snapshot

Annual Revenue
$292M
Last Q Revenue
$69M
P/E Ratio
11.8
P/S Ratio
2.7x
EPS (TTM)
$3.95
Dividend Yield
1.23%
Dilution (1yr)
+0.3%

Why Investors Own HTB

  • βœ“High-growth profile β€” revenue up +23.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HTB logo

HOMETRUST BANCSHARES INC

HTB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$292Mβ–Ό βˆ’0.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.5%β–² +6.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$81Mβ–² +15.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–² +51.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
17.1Mβ–² +0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$333Mβ–² +$36M YoY
StockOtter Β· stockotter.space

About HOMETRUST BANCSHARES INC

HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a comprehensive array of retail and commercial banking products and services. Its deposit offerings include savings, money market, and demand accounts, along with certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The company's lending activities encompass various retail consumer loans, such as financing for one-to-four-family real estate, home equity lines of credit, construction and land/lot acquisition, indirect auto loans, and general consumer credit. For commercial clients, it offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, the company provides specialized financial services like Small Business Administration loans, equipment finance leases, indirect automobile loans, and municipal leases, alongside cash management and online/mobile banking capabilities. As of June 30, 2021, HomeTrust Bancshares, Inc. managed 41 branches spread across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. The company was established in 1926 and maintains its principal office in Asheville, North Carolina.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Price Target

β“˜
Average Target
$54.82
β–² +19.7% Upside
High Target$59.81
Low Target$49.46
Based on 39 analysts

Latest News & Updates

Defense WorldΒ·22d ago

73,110 Shares in HomeTrust Bancshares, Inc. $HTB Acquired by Bank of New York Mellon Corp

Bank of New York Mellon Corp acquired a new stake in HomeTrust Bancshares, Inc. (NYSE: HTB) in the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The

Business WireΒ·Aug 17

HomeTrust Bancshares, Inc. (HTB) Investigation Alert: Halper Sadeh LLC is Investigating Whether the Merger of HomeTrust Bancshares, Inc. and Blue Ridge Bankshares, Inc. is Fair to Shareholders

NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating the all-stock merger of HomeTrust Bancshares, Inc. (NYSE: HTB) and Blue Ridge Bankshares, Inc. HomeTrust shareholders are encoura

GlobeNewsWireΒ·Aug 17

HomeTrust Bancshares, Inc. Expands into Attractive Virginia Markets Through Acquisition of Blue Ridge Bankshares, Inc.

ASHEVILLE, NC and RICHMOND, VA, Aug. 17, 2026 (GLOBE NEWSWIRE) -- HomeTrust Bancshares, Inc. (NYSE: HTB) (β€œHomeTrust”), the holding company of HomeTrust Bank, and Blue Ridge Bankshares, Inc. (NYSEAM: BRBS) (β€œBlue Ridge”)

Zacks Investment ResearchΒ·Aug 4

HomeTrust Bancshares, Inc. (HTB) Soars to 52-Week High, Time to Cash Out?

HomeTrust Bancshares (HTB) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

GlobeNewsWireΒ·Aug 4

HomeTrust Bancshares, Inc. Announces Completion of Previous Stock Repurchase Program and Authorization of New Stock Repurchase Program

ASHEVILLE, N.C., Aug. 04, 2026 (GLOBE NEWSWIRE) -- HomeTrust Bancshares, Inc. (the β€œCompany”) (NYSE: HTB), the holding company for HomeTrust Bank, announces the completion of its 5% stock repurchase program, which began

Zacks Investment ResearchΒ·Aug 3

HomeTrust Bancshares (HTB) is a Great Momentum Stock: Should You Buy?

Does HomeTrust Bancshares (HTB) have what it takes to be a top stock pick for momentum investors? Let's find out.