HQY logo

HEALTHEQUITY INC

HQYNASDAQ
πŸ† #1050 by market capEarnings Dec 1US Equity
$875.13β–² $33.96 (+3.88%)
Simulated price
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24hβ–² 3.9%
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🏦Market Cap
$7.38B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+9.5%
Slowing
πŸ“ŠGross Margin
75.2%
High
πŸ’΅FCF Margin
34.6%
Strong
βš–οΈP/S Ratio
5.4x
Fair
Otter Score
88
Very Good
No chart data available for HQY.

Trading Snapshot

Day Range
$871.31 – $882.89
52-Week Range
$72.76 – $107.62
Volume
$3.55B
Avg Volume
$3.26B
Shares Outstanding
83.6M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$1.36B
Last Q Revenue
$311M
P/E Ratio
31.5
P/S Ratio
5.4x
EPS (TTM)
$2.84
Dividend Yield
0.00%

Why Investors Own HQY

  • βœ“High-growth profile β€” revenue up +49.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 73% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HQY logo

HEALTHEQUITY INC

HQY
Financial Trends
Revenue (TTM)The total money the company brought in from sales, before subtracting any costs.
$1.36Bβ–² +48.3% YoY
Gross Margin (TTM)Of every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
72.8%β–² +0.8% YoY
Operating Income (TTM)Profit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$124Mβ–² +48.3% YoY
Free Cash Flow (TTM)Cash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$247Mβ–² +48.3% YoY
StockOtter Β· stockotter.space

About HEALTHEQUITY INC

Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
88/100

Analyst Price Target

β“˜
Average Target
$1,133.34
β–² +29.5% Upside
High Target$1,343.31
Low Target$944.33
Based on 14 analysts

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