HIG logo

HARTFORD INSURANCE GROUP INC

HIGNYSE
πŸ† #394 by market capEarnings Oct 22 Β· PostUS Equity
$125.53β–Ό $0.50 (βˆ’0.40%)
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24hβ–Ό 0.4%
7dβ–Ό 2.6%
14dβ–Ό 7.7%
30dβ–Ό 9.4%
ytdβ–Ό 8.9%
1yβ–Ό 5.1%
🏦Market Cap
$34.41B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+7.1%
Slowing
πŸ“ŠGross Margin
44.0%
Healthy
πŸ’΅FCF Margin
20.2%
Strong
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$123.93 – $127.32
52-Week Range
$120.33 – $146.07
Volume
$1.79B
Avg Volume
$1.83B
Shares Outstanding
274.1M
Next Earnings
Nov 5, 2026

Fundamentals Snapshot

Annual Revenue
$28.26B
Last Q Revenue
$7.26B
P/E Ratio
8.0
P/S Ratio
1.2x
EPS (TTM)
$15.68
Dividend Yield
1.93%
Dilution (1yr)
βˆ’5.0%

Why Investors Own HIG

  • βœ“High-growth profile β€” revenue up +20.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 71% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HIG logo

HARTFORD INSURANCE GROUP INC

HIG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$28.3Bβ–² +7.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
46.1%β–² +206.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$4.8Bβ–² +23.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$5.8Bβ–Ό βˆ’0.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
282.6Mβ–Ό βˆ’5.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$4.2Bβ–Ό βˆ’$55M YoY
StockOtter Β· stockotter.space

About HARTFORD INSURANCE GROUP INC

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
29 analysts
Strong Buy3
Buy11
Hold15
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·4d ago

Envestnet Portfolio Solutions Inc. Purchases 6,847 Shares of The Hartford Insurance Group, Inc. $HIG

Envestnet Portfolio Solutions Inc. lifted its position in The Hartford Insurance Group, Inc. (NYSE: HIG) by 21.1% in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commi

247 WallstΒ·13d ago

Here Are Wednesday’s Top Wall Street Analyst Research Calls: Airbnb, Booking Holdings, Credicorp, Dutch Bros, Expedia, Hartford Financial Services, Group, Meritage Homes, Patchex, Yum! Brands, and More

As the Federal Reserve prepares to move on rates and oil prices surge past $105, Wednesday's top analyst calls reveal which travel giants, homebuilders, and financial stocks Wall Street is quietly repositioning around be

Seeking AlphaΒ·19d ago

The Hartford Insurance Group, Inc. (HIG) Presents at KBW Insurance Conference 2026 Transcript

The Hartford Insurance Group, Inc. (HIG) Presents at KBW Insurance Conference 2026 Transcript

Defense WorldΒ·24d ago

AlphaGrep UK Ltd Invests $972,000 in The Hartford Insurance Group, Inc. $HIG

AlphaGrep UK Ltd acquired a new stake in shares of The Hartford Insurance Group, Inc. (NYSE: HIG) during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The firm acqui

Zacks Investment ResearchΒ·Aug 28

Here's Why Investors Should Retain the Hartford Stock for Now

HIG's strong underwriting, rising investment income and capital returns support its case, despite catastrophe and leverage risks.

Business WireΒ·Aug 25

The Hartford Partners With UC Berkeley's Bakar Labs For Energy & Materials To Support Innovation, Emerging Companies

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford is partnering with the University of California, Berkeley's Bakar Labs for Energy & Materials (BL-EM) to help startup companies who are developing next-generation energy and