HFBL logo

HOME FEDERAL BANCORP INC/LA

HFBLNASDAQ
πŸ† #4231 by market capUS Equity
$25.00β–² $0.00 (+0.00%)
πŸŒ… Pre-market$24.11β–Ό 3.56%Regular close Β· extended-hours price shown
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24hβ–² 0.0%
7dβ–² 0.0%
14dβ–² 0.0%
30dβ–² 7.3%
ytdβ–² 56.3%
1yβ–² 83.0%
🏦Market Cap
$76M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.2%
Slowing
πŸ“ŠGross Margin
67.5%
High
πŸ’΅FCF Margin
22.3%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$24.70 – $25.31
52-Week Range
$13.70 – $28.00
Volume
$5.04B
Avg Volume
$4.38B
Shares Outstanding
3.1M
Next Earnings
Nov 24, 2026

Fundamentals Snapshot

Annual Revenue
$35M
Last Q Revenue
$9M
P/E Ratio
12.3
P/S Ratio
2.2x
EPS (TTM)
$2.05
Dividend Yield
2.22%
Dilution (1yr)
βˆ’1.0%

Why Investors Own HFBL

  • βœ“High-growth profile β€” revenue up +19.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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HOME FEDERAL BANCORP INC/LA

HFBL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$35Mβ–² +8.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.7%β–² +5.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$8Mβ–² +67.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$5Mβ–Ό βˆ’1574.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
3.1Mβ–Ό βˆ’1.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$3Mβ–Ό βˆ’$13M YoY
StockOtter Β· stockotter.space

About HOME FEDERAL BANCORP INC/LA

Home Federal Bancorp, Inc. of Louisiana functions as the parent entity for Home Federal Bank, which delivers a comprehensive suite of financial solutions. These services are provided to a diverse clientele, including private individuals, businesses, and other institutional clients. The bank's deposit offerings encompass traditional savings accounts, certificates of deposit (CDs), and transactional checking accounts. Its extensive array of lending options features mortgages for single to four-unit residential properties, credit lines secured by commercial real estate, financing for multi-family dwellings, and loans for business operations. Further credit facilities include financing for land purchases, construction projects, home equity loans (both first and second liens), and lines of credit utilizing property equity. Moreover, the company provides consumer-oriented loans not tied to real estate, such as those collateralized by deposit accounts, vehicle financing, overdraft services, and unsecured personal loans. As of August 25, 2021, Home Federal Bancorp operated a network of seven full-service banking branches. The company, established in 1924, has its primary location in Shreveport, Louisiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$28.78
β–² +15.1% Upside
High Target$33.48
Low Target$24.01
Based on 30 analysts

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