HBCP logo

HOME BANCORP INC

HBCPNASDAQ
πŸ† #2941 by market capEarnings Oct 19US Equity
$65.57β–Ό $0.90 (βˆ’1.38%)
Live
πŸ””
Track HBCP
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 1.4%
7dβ–Ό 4.1%
14dβ–Ό 4.8%
30dβ–Ό 4.5%
ytdβ–² 12.9%
1yβ–² 18.9%
🏦Market Cap
$516M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.9%
Slowing
πŸ“ŠGross Margin
72.2%
High
πŸ’΅FCF Margin
24.5%
Strong
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
88
Very Good

Trading Snapshot

Day Range
$64.93 – $66.54
52-Week Range
$50.54 – $74.50
Volume
$3.64B
Avg Volume
$4.12B
Shares Outstanding
7.9M
Next Earnings
Nov 18, 2026

Fundamentals Snapshot

Annual Revenue
$209M
Last Q Revenue
$53M
P/E Ratio
10.9
P/S Ratio
2.5x
EPS (TTM)
$6.03
Dividend Yield
1.89%
Dilution (1yr)
βˆ’2.5%

Why Investors Own HBCP

  • βœ“High-growth profile β€” revenue up +59.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 50% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HBCP logo

HOME BANCORP INC

HBCP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$209Mβ–² +4.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.5%β–² +6.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$58Mβ–² +28.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$44Mβ–Ό βˆ’0.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.8Mβ–Ό βˆ’2.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$84Mβ–² +$221M YoY
StockOtter Β· stockotter.space

About HOME BANCORP INC

Home Bancorp, Inc. serves as the parent company for Home Bank, National Association, delivering a comprehensive array of banking and financial services across Louisiana and Mississippi. Its product portfolio includes diverse deposit accounts such as interest-bearing and non-interest-bearing checking, money market, savings, Negotiable Order of Withdrawal (NOW), and certificates of deposit. The institution also offers a wide range of loan products, including first mortgages for one-to-four family residences, home equity loans and lines of credit, commercial real estate financing, construction and land acquisition loans, multi-family housing loans, commercial and industrial financing, and personal consumer loans. Additionally, Home Bancorp, Inc. engages in securities investments and provides credit card services along with digital banking capabilities. The company operates through a network of branches, including 19 offices in Acadiana, 4 in Baton Rouge, 6 in the Greater New Orleans area, and 6 in the Northshore region of Louisiana, complemented by 3 offices in Natchez, Mississippi. Established in 1908, Home Bancorp, Inc. is headquartered in Lafayette, Louisiana.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
88/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

MarketBeatΒ·Jul 21

Home Bancorp Q2 Earnings Call Highlights

Home Bancorp NASDAQ: HBCP reported higher second-quarter earnings and record quarterly net interest income, while management said loan growth rebounded and the company remains focused on resolving problem credits.

Seeking AlphaΒ·Jul 21

Home Bancorp, Inc. (HBCP) Q2 2026 Earnings Call Transcript

Home Bancorp, Inc. (HBCP) Q2 2026 Earnings Call Transcript

Zacks Investment ResearchΒ·Jul 20

Home Bancorp (HBCP) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Home Bancorp (HBCP) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and th

Zacks Investment ResearchΒ·Jul 20

Home Bancorp (HBCP) Beats Q2 Earnings and Revenue Estimates

Home Bancorp (HBCP) came out with quarterly earnings of $1.48 per share, beating the Zacks Consensus Estimate of $1.46 per share. This compares to earnings of $1.45 per share a year ago.

PRNewsWireΒ·Jul 20

HOME BANCORP, INC. ANNOUNCES 2026 SECOND QUARTER RESULTS AND INCREASES QUARTERLY DIVIDEND BY 3%

LAFAYETTE, La., July 20, 2026 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: HBCP) (the "Company"), the parent company for Home Bank, N.A. (the "Bank") (www.home24bank.com), reported financial results for the second quarter

Zacks Investment ResearchΒ·Jul 15

Curious about Home Bancorp (HBCP) Q2 Performance? Explore Wall Street Estimates for Key Metrics

Beyond analysts' top-and-bottom-line estimates for Home Bancorp (HBCP), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026