HAPN logo

HAPPEN INC

HAPNNASDAQ
🏆 #2101 by market capEarnings Oct 28US Equity
$722.09▼ $34.23 (−4.74%)
Simulated price
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24h▼ 4.7%
7d▲ 4411.7%
14d▲ 4300.3%
30d▲ 3934.0%
ytd▲ 3715.5%
1y▲ 4387.8%
🏦Market Cap
$1.73B
Small Cap
📈Revenue Growth (YoY)
-37.4%
Declining
📊Gross Margin
70.9%
High
💵FCF Margin
49.3%
Strong
⚖️P/S Ratio
2.2x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$714.82 – $727.86
52-Week Range
$14.94 – $21.25
Volume
$4.19B
Avg Volume
$3.67B
Shares Outstanding
115.4M
Next Earnings
Nov 22, 2026

Fundamentals Snapshot

Annual Revenue
$1.33B
Last Q Revenue
$353M
P/E Ratio
8.9
P/S Ratio
2.2x
EPS (TTM)
$1.66
Dividend Yield
—
Dilution (1yr)
+2.1%

Why Investors Own HAPN

  • ✓High-growth profile — revenue up +33.1% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 66% gross margin and 18% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HAPN logo

HAPPEN INC

HAPN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3B▲ +15.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.7%▲ +23.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$334M▲ +412.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
−$2.9B▲ +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
118.9M▲ +2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$902M▼ −$24M YoY
StockOtter · stockotter.space

About HAPPEN INC

Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
68/100

Analyst Price Target

ⓘ
Average Target
$708.68
▼ −1.9% Downside
High Target$780.36
Low Target$535.30
Based on 35 analysts

Latest News & Updates

🚀
Reuters·2h ago

HAPPEN INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
Barron’s·5h ago

Analysts lift HAPN price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
MarketWatch·1d ago

HAPPEN INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.