FVCB logo

FVCBANKCORP INC

FVCBNASDAQ
πŸ† #3335 by market capEarnings Oct 27US Equity
$17.59β–Ό $0.16 (βˆ’0.90%)
πŸŒ™ After hours$17.59β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 0.9%
7dβ–Ό 0.4%
14dβ–Ό 3.0%
30dβ–Ό 3.7%
ytdβ–² 26.3%
1yβ–² 36.7%
🏦Market Cap
$317M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+38.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
39.4%
Strong
βš–οΈP/S Ratio
4.0x
Fair
Otter Score
84
Good

Trading Snapshot

Day Range
$17.43 – $17.82
52-Week Range
$11.83 – $19.11
Volume
$1.70B
Avg Volume
$1.59B
Shares Outstanding
18.0M
Next Earnings
Dec 15, 2026

Fundamentals Snapshot

Annual Revenue
$122M
Last Q Revenue
$3M
P/E Ratio
12.4
P/S Ratio
4.0x
EPS (TTM)
$1.42
Dividend Yield
1.41%
Dilution (1yr)
βˆ’1.9%

Why Investors Own FVCB

  • βœ“High-growth profile β€” revenue up +24.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 31% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FVCB logo

FVCBANKCORP INC

FVCB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$122Mβ–² +9.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
53.9%β–² +11.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$28Mβ–² +26.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$24Mβ–² +31.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
18.1Mβ–Ό βˆ’1.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$102Mβ–² +$88M YoY
StockOtter Β· stockotter.space

About FVCBANKCORP INC

FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital services like online banking, remote deposit, and mobile banking are also available. The company primarily caters to the financial requirements of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees throughout the greater Washington, D.C., and Baltimore metropolitan areas. A network of nine additional branch offices supports its operations, located in Arlington, Manassas, Reston (Fairfax County), and Springfield (Fairfax County) in Virginia; Montgomery County and Baltimore in Maryland; and Washington, D.C. FVCBankcorp, Inc. was established in 2007 and maintains its headquarters in Fairfax, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$17.04
β–Ό βˆ’3.2% Downside
High Target$19.20
Low Target$13.62
Based on 21 analysts

Latest News & Updates

Defense WorldΒ·19d ago

Reviewing Fvcbankcorp (NASDAQ:FVCB) and DNB Bank ASA (OTCMKTS:DNBBY)

Fvcbankcorp (NASDAQ: FVCB - Get Free Report) and DNB Bank ASA (OTCMKTS:DNBBY - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of

Defense WorldΒ·25d ago

BlackRock Inc. Acquires New Position in Fvcbankcorp, Inc. $FVCB

BlackRock Inc. purchased a new position in Fvcbankcorp, Inc. (NASDAQ: FVCB) during the second quarter, according to the company in its most recent 13F filing with the SEC. The institutional investor purchased 1,089,368 s

Zacks Investment ResearchΒ·Jul 22

FVCBankcorp (FVCB) Reports Q2 Earnings: What Key Metrics Have to Say

The headline numbers for FVCBankcorp (FVCB) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ag

Zacks Investment ResearchΒ·Jul 21

FVCBankcorp (FVCB) Q2 Earnings and Revenues Surpass Estimates

FVCBankcorp (FVCB) came out with quarterly earnings of $0.42 per share, beating the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.3 per share a year ago.

Business WireΒ·Jul 21

FVCBankcorp, Inc. Announces Record Earnings; 45% Increase in Net Income Compared to Year Ago Quarter

FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the β€œCompany”) today reported net income of $8.2 million for the quarter ended June 30, 2026 compared to net income of $5.7 million for the quarter ended J

Business WireΒ·Jul 16

FVCBankcorp, Inc. Announces Quarterly Cash Dividend

FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (NASDAQ: FVCB) (the β€œCompany”) today announced that the Company's Board of Directors has declared a cash dividend of $0.07 for each share of its common stock outstanding.