FRST logo

PRIMIS FINANCIAL CORP

FRSTNASDAQ
πŸ† #3186 by market capEarnings Oct 22US Equity
$15.37β–Ό $0.16 (βˆ’1.06%)
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24hβ–Ό 1.1%
7dβ–Ό 2.7%
14dβ–Ό 4.7%
30dβ–Ό 4.0%
ytdβ–² 10.7%
1yβ–² 44.6%
🏦Market Cap
$382M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+23.0%
Healthy
πŸ“ŠGross Margin
68.4%
High
πŸ’΅FCF Margin
-14.2%
Thin
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$15.17 – $15.50
52-Week Range
$9.55 – $16.88
Volume
$2.54B
Avg Volume
$1.84B
Shares Outstanding
24.9M
Next Earnings
Oct 24, 2026

Fundamentals Snapshot

Annual Revenue
$313M
Last Q Revenue
$78M
P/E Ratio
7.1
P/S Ratio
1.2x
EPS (TTM)
$2.15
Dividend Yield
2.61%
Dilution (1yr)
βˆ’0.1%

Why Investors Own FRST

  • βœ“High-growth profile β€” revenue up +48.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 25% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FRST logo

PRIMIS FINANCIAL CORP

FRST
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$313Mβ–² +23.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.6%β–² +77.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$73Mβ–Ό βˆ’351.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$9Mβ–Ό βˆ’50.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
24.7Mβ–Ό βˆ’0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$57Mβ–² +$7M YoY
StockOtter Β· stockotter.space

About PRIMIS FINANCIAL CORP

Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$17.69
β–² +15.1% Upside
High Target$21.20
Low Target$14.88
Based on 10 analysts

Latest News & Updates

Defense WorldΒ·15h ago

Head to Head Analysis: Orange County Bancorp (NASDAQ:OBT) & Primis Financial (NASDAQ:FRST)

Orange County Bancorp (NASDAQ: OBT - Get Free Report) and Primis Financial (NASDAQ: FRST - Get Free Report) are both small-cap finance companies, but which is the better investment? We will compare the two companies base

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Seeking AlphaΒ·Aug 4

Primis Financial: Strong End Market Growth

Primis Financial Corp (FRST) is rated BUY, driven by strong 2Q26 results, 44% share price appreciation, and a 13.5% forward P/E discount to peers. FRST's niche focus on mortgage warehouse loans and Panacea Financial for

Seeking AlphaΒ·Jul 24

Primis Financial Corp. (FRST) Q2 2026 Earnings Call Transcript

Primis Financial Corp. (FRST) Q2 2026 Earnings Call Transcript

MarketBeatΒ·Jul 24

Primis Financial Q2 Earnings Call Highlights

Primis Financial NASDAQ: FRST reported second-quarter 2026 net income of $9.4 million, or $0.38 per diluted share, up from $7.3 million, or $0.30 per share, in the first quarter and $2.4 million, or $0.10 per share, a ye

Zacks Investment ResearchΒ·Jul 23

Primis Financial (FRST) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Primis Financial (FRST) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the ye