FRBA logo

FIRST BANK/HAMILTON NJ

FRBANASDAQ
πŸ† #3082 by market capUS Equity
$431.29β–Ό $29.24 (βˆ’6.78%)
Simulated price
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24hβ–Ό 6.8%
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🏦Market Cap
$439M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+7.6%
Slowing
πŸ“ŠGross Margin
55.4%
Healthy
πŸ’΅FCF Margin
20.6%
Strong
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
68
Fair
No chart data available for FRBA.

Trading Snapshot

Day Range
$426.15 – $435.76
52-Week Range
$14.41 – $19.33
Volume
$2.34B
Avg Volume
$2.70B
Shares Outstanding
25.1M
Next Earnings
Dec 15, 2026

Fundamentals Snapshot

Annual Revenue
$247M
Last Q Revenue
$59M
P/E Ratio
10.2
P/S Ratio
1.8x
EPS (TTM)
$1.71
Dividend Yield
1.89%
Dilution (1yr)
βˆ’1.4%

Why Investors Own FRBA

  • βœ“High-growth profile β€” revenue up -2.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 36% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FRBA logo

FIRST BANK/HAMILTON NJ

FRBA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$247Mβ–² +7.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.2%β–Ό βˆ’1.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$57Mβ–² +3.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$63Mβ–² +153.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
25.0Mβ–Ό βˆ’1.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$31Mβ–² +$50M YoY
StockOtter Β· stockotter.space

About FIRST BANK/HAMILTON NJ

First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$550.18
β–² +27.6% Upside
High Target$600.83
Low Target$441.59
Based on 14 analysts

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