FISV logo

FISERV INC

FISVNASDAQ
πŸ† #497 by market capEarnings Oct 27 Β· PreUS Equity
$45.36β–Ό $0.65 (βˆ’1.43%)
πŸŒ™ After hours$45.70β–² 0.75%Regular close Β· extended-hours price shown
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24hβ–Ό 1.4%
7dβ–Ό 1.6%
14dβ–Ό 9.3%
30dβ–Ό 14.7%
ytdβ–Ό 32.5%
1yβ–Ό 65.2%
🏦Market Cap
$24.19B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+3.6%
Slowing
πŸ“ŠGross Margin
47.2%
Healthy
πŸ’΅FCF Margin
18.8%
Healthy
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$45.03 – $45.67
52-Week Range
$45.14 – $238.59
Volume
$1.86B
Avg Volume
$2.45B
Shares Outstanding
533.3M
Next Earnings
Dec 13, 2026

Fundamentals Snapshot

Annual Revenue
$21.19B
Last Q Revenue
$5.29B
P/E Ratio
8.9
P/S Ratio
1.2x
EPS (TTM)
$5.23
Dividend Yield
0.00%
Dilution (1yr)
βˆ’7.7%

Why Investors Own FISV

  • βœ“High-growth profile β€” revenue up +31.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 35% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FISV logo

FISERV INC

FISV
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$21.2Bβ–² +3.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
59.4%β–Ό βˆ’2.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$5.7Bβ–Ό βˆ’3.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$4.3Bβ–Ό βˆ’15.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
537.0Mβ–Ό βˆ’7.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$28.3Bβ–Ό βˆ’$4.6B YoY
StockOtter Β· stockotter.space

About FISERV INC

Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Ratings

β“˜
Consensus
Hold
43 analysts
Strong Buy4
Buy10
Hold27
Sell2
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Seeking AlphaΒ·1d ago

Fiserv: The Market Is Overreacting To A One-Off Decline

Fiserv has experienced a significant share price decline, largely due to market misinterpretation of its business performance versus disclosure quality. Despite a reported 4% YoY revenue decline and a 8-point operating m

Seeking AlphaΒ·1d ago

Fiserv: Low Valuation Is Not A Reason To Buy; Muted Growth Outlook Compresses Terminal Value

Fiserv, Inc. (FISV) remains a value trap even with its market cap below book value, as negative earnings and FCF growth result in a low terminal value. The company is facing structurally low growth due to competition and

Seeking AlphaΒ·3d ago

Fiserv: Great Valuation In Need Of Turnaround Story

Fiserv is undervalued, offering a compelling buy rating despite industry headwinds and modest revenue growth. FISV's strong legacy relationships and solid profitability provide a high near-term floor, while its One Fiser

BenzingaΒ·5d ago

Fiserv Trending on New CFL Deal, Unresolved $15 Billion Debit Network Talk

Fiserv Inc. (NASDAQ:FISV) is trending Thursday after the company announced Tuesday that the Winnipeg Blue Bombers of the Canadian Football League selected its Clover platform to power commerce operations across its venue

GlobeNewsWireΒ·7d ago

Fiserv Expands Clover Footprint in Canadian Sports and Entertainment

MILWAUKEE, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology, today announced that the Winnipeg Blue Bombers of the Canadian Football

Defense WorldΒ·8d ago

Analyzing Fiserv (NASDAQ:FISV) and Figure Technology Solutions (NASDAQ:FIGR)

Fiserv (NASDAQ: FISV - Get Free Report) and Figure Technology Solutions (NASDAQ: FIGR - Get Free Report) are both finance companies, but which is the better investment? We will compare the two businesses based on the str