FIRST FINL BANKSHARES INC
FFINNASDAQTrading Snapshot
- Day Range
- $748.03 β $759.08
- 52-Week Range
- $28.12 β $36.52
- Volume
- $6.84B
- Avg Volume
- $8.85B
- Shares Outstanding
- 143.3M
- Next Earnings
- Oct 30, 2026
Fundamentals Snapshot
- Annual Revenue
- $826M
- Last Q Revenue
- $222M
- P/E Ratio
- 17.0
- P/S Ratio
- 5.3x
- EPS (TTM)
- $1.88
- Dividend Yield
- 2.56%
- Dilution (1yr)
- +0.2%
Why Investors Own FFIN
- βHigh-growth profile β revenue up +4.8% YoY with expanding US Equity exposure.
- βHealthy economics β 27% gross margin and 9% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FIRST FINL BANKSHARES INC
FFINAbout FIRST FINL BANKSHARES INC
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
FIRST FINL BANKSHARES INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift FFIN price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
FIRST FINL BANKSHARES INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.