FIRST CAROLINA FINANCIAL SER
FCBMNYSETrading Snapshot
- Day Range
- $12.46 – $12.87
- 52-Week Range
- $12.17 – $13.40
- Volume
- $4.37B
- Avg Volume
- $4.85B
- Shares Outstanding
- 30.2M
- Next Earnings
- Nov 2, 2026
Fundamentals Snapshot
- Annual Revenue
- $212M
- Last Q Revenue
- $54M
- P/E Ratio
- 31.6
- P/S Ratio
- 3.7x
- EPS (TTM)
- $0.44
- Dividend Yield
- 0.00%
Why Investors Own FCBM
- ✓High-growth profile — revenue up -0.8% YoY with expanding US Equity exposure.
- ✓Healthy economics — 34% gross margin and 26% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
FIRST CAROLINA FINANCIAL SER
FCBM
StockOtter · stockotter.spaceAbout FIRST CAROLINA FINANCIAL SER
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina with additional offices in Atlanta, Georgia; Cary, North Carolina; Columbia and Greenville, South Carolina; Raleigh, Reidsville, and Wilmington, North Carolina; and Virginia Beach, Virginia.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
First Carolina Financial Services Announces CFO Retirement
RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (NYSE: FCBM) (“First Carolina” or the “Company”), the holding company for First Carolina Bank (“Bank”), announced today that Steven Deaton, Chief Fi
First Carolina Financial Services Reports Net Income of $5.1 Million, or $0.20 Per Diluted Share, for the Second Quarter of 2026
RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (NYSE: FCBM) (“First Carolina,” the “Company,” “we,” “our,” or “us”), today reported net income of $5.1 million, or $0.20 per diluted share, for the
First Carolina Financial Services Announces Realignment of Executive Roles
RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (NYSE: FCBM) (“First Carolina,” or the “Company”), the holding company for First Carolina Bank (“Bank”), announced today the appointment of Pat Prit