FBK logo

FB FINANCIAL CORP

FBKNYSE
πŸ† #1786 by market capEarnings Oct 19US Equity
$51.89β–Ό $0.38 (βˆ’0.73%)
Market closed Β· at close
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24hβ–Ό 0.7%
7dβ–Ό 1.3%
14dβ–Ό 4.2%
30dβ–Ό 8.9%
ytdβ–Ό 7.0%
1yβ–Ό 6.9%
🏦Market Cap
$2.67B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+14.5%
Healthy
πŸ“ŠGross Margin
62.9%
High
πŸ’΅FCF Margin
19.2%
Healthy
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$51.23 – $52.45
52-Week Range
$49.24 – $62.66
Volume
$5.04B
Avg Volume
$5.48B
Shares Outstanding
51.5M
Next Earnings
Dec 7, 2026

Fundamentals Snapshot

Annual Revenue
$878M
Last Q Revenue
$255M
P/E Ratio
13.8
P/S Ratio
2.6x
EPS (TTM)
$3.80
Dividend Yield
1.58%
Dilution (1yr)
+13.3%

Why Investors Own FBK

  • βœ“High-growth profile β€” revenue up +9.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 72% gross margin and 11% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FBK logo

FB FINANCIAL CORP

FBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$878Mβ–² +14.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
58.9%β–² +1.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$139Mβ–Ό βˆ’5.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$147Mβ–² +11.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
53.1Mβ–² +13.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$659Mβ–Ό βˆ’$11M YoY
StockOtter Β· stockotter.space

About FB FINANCIAL CORP

FB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy3
Buy8
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Business WireΒ·17h ago

FB Financial Corporation Announces 2026 Third Quarter Earnings Call

NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (β€œFB Financial” or β€œthe Company”) (NYSE:FBK) announced today that it will release its 2026 third quarter results of operations on Tuesday, October 13, 2026, bef

Seeking AlphaΒ·1d ago

Despite Dipping, FB Financial Corporation Is Still Appealing

FB Financial Corporation maintains a soft "Buy" rating, supported by robust balance sheet growth and an expanding net interest margin. FBK's deposits and loans have both grown, with net interest margin rising to 3.95%, o

Defense WorldΒ·9d ago

FB Financial (NYSE:FBK) versus Bank7 (NASDAQ:BSVN) Financial Review

FB Financial (NYSE: FBK - Get Free Report) and Bank7 (NASDAQ: BSVN - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valu

MarketBeatΒ·25d ago

FB Financial's Southern Expansion and Buybacks Drive Analyst Optimism

The banking company is a year into absorbing a major southern acquisition while earnings surge, loans grow, and aggressive buybacks are boosting shareholder returns.

Defense WorldΒ·Jul 29

Dimensional Fund Advisors LP Has $103.91 Million Holdings in FB Financial Corporation $FBK

Dimensional Fund Advisors LP increased its stake in FB Financial Corporation (NYSE: FBK) by 1.4% during the first quarter, according to its most recent Form 13F filing with the SEC. The firm owned 2,000,484 shares of the

Business WireΒ·Jul 23

FB Financial Corporation Declares Regular Quarterly Dividend

NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (NYSE: FBK) announced today that its board of directors declared a quarterly cash dividend of $0.21 per share. The dividend is payable on August 25, 2026, to sh