FBIZ logo

FIRST BUSINESS FINANCIAL SER

FBIZNASDAQ
πŸ† #2873 by market capEarnings Oct 22US Equity
$68.78β–Ό $0.17 (βˆ’0.25%)
πŸŒ™ After hours$68.78β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.3%
7dβ–Ό 0.8%
14dβ–Ό 4.2%
30dβ–Ό 1.7%
ytdβ–² 27.0%
1yβ–² 33.9%
🏦Market Cap
$575M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+67.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
27.6%
Strong
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$67.94 – $70.01
52-Week Range
$46.07 – $73.74
Volume
$4.08B
Avg Volume
$3.88B
Shares Outstanding
8.4M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$279M
Last Q Revenue
$74M
P/E Ratio
10.5
P/S Ratio
2.0x
EPS (TTM)
$6.78
Dividend Yield
1.97%
Dilution (1yr)
+0.8%

Why Investors Own FBIZ

  • βœ“High-growth profile β€” revenue up +17.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 30% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

FBIZ logo

FIRST BUSINESS FINANCIAL SER

FBIZ
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$279Mβ–² +6.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.3%β–² +3.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$60Mβ–² +18.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$61Mβ–² +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
8.2Mβ–² +0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$220Mβ–Ό βˆ’$50M YoY
StockOtter Β· stockotter.space

About FIRST BUSINESS FINANCIAL SER

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy8
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·29d ago

12,193 Shares in First Business Financial Services, Inc. $FBIZ Acquired by Connor Clark & Lunn Investment Management Ltd.

Connor Clark and Lunn Investment Management Ltd. bought a new position in First Business Financial Services, Inc. (NASDAQ: FBIZ) in the undefined quarter, according to the company in its most recent disclosure with the S

24/7 Wall StreetΒ·Aug 6

Get Paid by September 1st with These 4 Dividend Stocks. But There's a Catch.

First Business Financial Services (NASDAQ:FBIZ)Β declared a quarterly common dividend of $0.34 per share on July 30, 2026, payable August 26.

Zacks Investment ResearchΒ·Aug 4

All You Need to Know About First Business Financial Services (FBIZ) Rating Upgrade to Buy

First Business Financial Services (FBIZ) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Seeking AlphaΒ·Jul 31

First Business Financial Services, Inc. (FBIZ) Q2 2026 Earnings Call Transcript

First Business Financial Services, Inc. (FBIZ) Q2 2026 Earnings Call Transcript

MarketBeatΒ·Jul 31

First Business Financial Services Q2 Earnings Call Highlights

First Business Financial Services NASDAQ: FBIZ reported second-quarter 2026 earnings per share of $1.84, including a net $0.14-per-share benefit from two one-time items, as loan growth, margin expansion and fee income su

Zacks Investment ResearchΒ·Jul 30

First Business Financial Services (FBIZ) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for First Business Financial Services (FBIZ) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street est