ESQUIRE FINANCIAL HOLDINGS I
ESQNASDAQTrading Snapshot
- Day Range
- $804.74 β $815.67
- 52-Week Range
- $92.10 β $134.82
- Volume
- $3.73B
- Avg Volume
- $4.29B
- Shares Outstanding
- 8.7M
- Next Earnings
- Nov 28, 2026
Fundamentals Snapshot
- Annual Revenue
- $164M
- Last Q Revenue
- $48M
- P/E Ratio
- 27.8
- P/S Ratio
- 3.4x
- EPS (TTM)
- $6.14
- Dividend Yield
- 0.44%
- Dilution (1yr)
- +2.4%
Why Investors Own ESQ
- βHigh-growth profile β revenue up +15.6% YoY with expanding US Equity exposure.
- βHealthy economics β 40% gross margin and 16% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
ESQUIRE FINANCIAL HOLDINGS I
ESQAbout ESQUIRE FINANCIAL HOLDINGS I
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
ESQUIRE FINANCIAL HOLDINGS I tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift ESQ price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
ESQUIRE FINANCIAL HOLDINGS I announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.