ECBK logo

ECB BANCORP INC

ECBKNASDAQ
πŸ† #3791 by market capUS Equity
$20.13β–Ό $0.37 (βˆ’1.83%)
Live
πŸ””
Track ECBK
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 1.8%
7dβ–Ό 3.1%
14dβ–Ό 3.7%
30dβ–Ό 2.6%
ytdβ–² 16.2%
1yβ–² 26.2%
🏦Market Cap
$176M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+16.5%
Healthy
πŸ“ŠGross Margin
44.1%
Healthy
πŸ’΅FCF Margin
25.9%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
88
Very Good

Trading Snapshot

Day Range
$20.02 – $20.22
52-Week Range
$14.83 – $21.78
Volume
$3.77B
Avg Volume
$4.70B
Shares Outstanding
8.8M
Next Earnings
Nov 23, 2026

Fundamentals Snapshot

Annual Revenue
$80M
Last Q Revenue
$22M
P/E Ratio
14.5
P/S Ratio
2.1x
EPS (TTM)
$1.43
Dividend Yield
0.00%
Dilution (1yr)
βˆ’1.4%

Why Investors Own ECBK

  • βœ“High-growth profile β€” revenue up +26.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 24% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ECBK logo

ECB BANCORP INC

ECBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$80Mβ–² +16.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
39.9%β–² +4.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$10Mβ–² +93.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$9Mβ–² +44.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
8.3Mβ–Ό βˆ’1.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$190Mβ–Ό βˆ’$114M YoY
StockOtter Β· stockotter.space

About ECB BANCORP INC

ECB Bancorp, Inc. functions as the holding company for Everett Co-operative Bank, offering a comprehensive suite of banking products and financial services. The institution provides a variety of deposit accounts, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and both interest-bearing and non-interest-bearing checking options. Its lending portfolio encompasses diverse loans such as those for one-to-four family residential properties, commercial and multi-family real estate, construction and land development, general commercial purposes, and consumer needs, alongside home equity loans and lines of credit. Additionally, the company makes strategic investments in securities, primarily consisting of obligations issued by the U.S. government and federal agencies, mortgage-backed instruments, and corporate bonds. It conducts its operations through two full-service banking branches located in Everett and Lynnfield, Massachusetts. The company was founded in 1890 and maintains its headquarters in Everett, Massachusetts.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
88/100

Analyst Price Target

β“˜
Average Target
$22.34
β–² +11.0% Upside
High Target$25.27
Low Target$17.62
Based on 35 analysts

Latest News & Updates