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DAVE INC

DAVENASDAQ
🏆 #1426 by market capUS Equity
$766.27▼ $17.16 (−2.24%)
Simulated price
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🏦Market Cap
$4.37B
Small Cap
📈Revenue Growth (YoY)
+59.7%
High Growth
📊Gross Margin
83.3%
High
💵FCF Margin
50.7%
Strong
⚖️P/S Ratio
6.8x
Fair
Otter Score
76
Good
No chart data available for DAVE.

Trading Snapshot

Day Range
$759.85 – $779.72
52-Week Range
$152.21 – $458.25
Volume
$2.57B
Avg Volume
$3.38B
Shares Outstanding
13.4M
Next Earnings
Nov 30, 2026

Fundamentals Snapshot

Annual Revenue
$554M
Last Q Revenue
$171M
P/E Ratio
19.6
P/S Ratio
6.8x
EPS (TTM)
$17.50
Dividend Yield
0.00%
Dilution (1yr)
+0.1%

Why Investors Own DAVE

  • ✓High-growth profile — revenue up +47.3% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 39% gross margin and 29% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

DAVE logo

DAVE INC

DAVE
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$554M▲ +59.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
86.7%▲ +6.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$187M▲ +439.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$290M▲ +132.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
14.4M▲ +0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$5M▲ +$31M YoY
StockOtter · stockotter.space

About DAVE INC

Dave Inc. manages a digital platform that delivers a comprehensive array of financial products and services. Among its key offerings is "Insights," a personal finance management solution designed to help members monitor their earnings and expenditures between salary payments. The company also provides "ExtraCash," a no-cost alternative to traditional overdrafts or short-term credit, which allows users to advance money to their accounts and bypass associated fees. Furthermore, its platform features "Side Hustle," an integrated portal for job applications. Dave Inc. also includes "Dave Banking," which operates as a digital checking and demand deposit account. Established in 2015, the firm is headquartered in West Hollywood, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Good
76/100

Analyst Price Target

ⓘ
Average Target
$785.02
▲ +2.4% Upside
High Target$945.14
Low Target$593.84
Based on 37 analysts

Latest News & Updates

🚀
CNBC·2h ago

DAVE INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
CNBC·5h ago

Analysts lift DAVE price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
Reuters·1d ago

DAVE INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.