CPAY logo

CORPAY INC

CPAYNYSE
πŸ† #473 by market capEarnings Nov 2 Β· PostUS Equity
$392.70β–Ό $3.50 (βˆ’0.89%)
πŸŒ™ After hours$392.70β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.9%
7dβ–Ό 0.1%
14dβ–Ό 3.7%
30dβ–Ό 3.7%
ytdβ–² 30.5%
1yβ–² 32.9%
🏦Market Cap
$25.67B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+13.9%
Healthy
πŸ“ŠGross Margin
73.3%
High
πŸ’΅FCF Margin
32.6%
Strong
βš–οΈP/S Ratio
5.2x
Fair
Otter Score
92
Very Good

Trading Snapshot

Day Range
$386.83 – $399.67
52-Week Range
$252.84 – $427.46
Volume
$2.52B
Avg Volume
$2.56B
Shares Outstanding
65.4M
Next Earnings
Nov 11, 2026

Fundamentals Snapshot

Annual Revenue
$4.53B
Last Q Revenue
$1.34B
P/E Ratio
23.8
P/S Ratio
5.2x
EPS (TTM)
$17.41
Dividend Yield
0.00%
Dilution (1yr)
βˆ’1.9%

Why Investors Own CPAY

  • βœ“High-growth profile β€” revenue up +59.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 29% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CPAY logo

CORPAY INC

CPAY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.5Bβ–² +13.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.9%β–Ό βˆ’10.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$2.0Bβ–² +9.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.3Bβ–Ό βˆ’26.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
70.1Mβ–Ό βˆ’1.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.1Bβ–² +$5.3B YoY
StockOtter Β· stockotter.space

About CORPAY INC

Corpay, Inc. operates as a global financial technology firm, delivering payment solutions that assist both businesses and individual consumers in efficiently managing a diverse range of expenditures. Its expertise primarily covers vehicle-related costs, corporate financial transactions, and lodging expenses, with operations spanning the United States, Brazil, the United Kingdom, and numerous other international markets. Among its specialized services are comprehensive vehicle payment offerings, which include provisions for fuel, road tolls, parking fees, fleet maintenance, and long-distance transportation. The company also supplies prepaid vouchers and cards for food and transit requirements. For its corporate clientele, Corpay furnishes sophisticated payment instruments such as automated accounts payable systems, virtual payment cards, solutions for international transactions, and dedicated purchasing alongside travel and entertainment card products. Its lodging payment services cater to a broad spectrum of needs, supporting employees on overnight business trips, airline and cruise personnel or stranded passengers, and insurance policyholders displaced from their residences due due to damage or catastrophe. Furthermore, Corpay issues gift cards and payroll cards. Its diverse customer base extends to businesses, merchants, individual consumers, and payment network partners. Established in 1986 and based in Atlanta, Georgia, the company was previously known as FLEETCOR Technologies, Inc., before officially adopting the name Corpay, Inc. in March 2024.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
92/100

Analyst Price Target

β“˜
Average Target
$469.01
β–² +19.4% Upside
High Target$526.97
Low Target$395.68
Based on 33 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·1d ago

Can Core Growth Help CPAY Sustain Its Strong Revenue Momentum?

Corpay's Q2 2026 revenues rise 21% to $1.34 billion as core growth leads gains, supported by acquisitions and macro factors despite divestiture drag.

Business WireΒ·5d ago

Corpay Expands Its AI Agent Team to Give Businesses More Control Over Spend

ATLANTA--(BUSINESS WIRE)--Corpay, the Global Spend Management Company, is expanding its team of purpose-built AI agents inside Corpay Complete.

Defense WorldΒ·5d ago

Engineers Gate Manager LP Buys New Stake in Corpay, Inc $CPAY

Engineers Gate Manager LP purchased a new position in shares of Corpay, Inc (NYSE: CPAY) in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The institutional inves

Zacks Investment ResearchΒ·8d ago

Here's Why You Should Hold Corpay's Stock in Your Portfolio Now

CPAY's Corporate Payments momentum, cross-border expansion and strong cash generation support its growth outlook despite margin pressure.

GuruFocusΒ·11d ago

Corpay Agrees to Settle FTC Matter

Corpay, Inc. (NYSE: CPAY) today announced that it has reached a proposed settlement with the Federal Trade Commission (FTC) to resolve previously disclosed alle

Defense WorldΒ·11d ago

Corpay, Inc $CPAY Stake Cut by Tidal Investments LLC

Tidal Investments LLC lessened its holdings in Corpay, Inc (NYSE: CPAY) by 20.7% in the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The f