COSO logo

COASTAL SOUTH BANCSHARES INC

COSONYSE
πŸ† #3349 by market capEarnings Oct 26US Equity
$26.08β–Ό $0.25 (βˆ’0.95%)
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24hβ–Ό 0.9%
7dβ–Ό 1.0%
14dβ–Ό 4.2%
30dβ–Ό 4.7%
ytdβ–² 12.3%
1yβ–² 19.4%
🏦Market Cap
$314M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.7%
Slowing
πŸ“ŠGross Margin
60.6%
High
πŸ’΅FCF Margin
48.7%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$25.76 – $26.58
52-Week Range
$20.80 – $28.56
Volume
$2.25B
Avg Volume
$2.90B
Shares Outstanding
12.0M
Next Earnings
Nov 3, 2026

Fundamentals Snapshot

Annual Revenue
$136M
Last Q Revenue
$36M
P/E Ratio
11.4
P/S Ratio
2.2x
EPS (TTM)
$2.21
Dividend Yield
0.57%
Dilution (1yr)
+16.7%

Why Investors Own COSO

  • βœ“High-growth profile β€” revenue up +23.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 50% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

COSO logo

COASTAL SOUTH BANCSHARES INC

COSO
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$136Mβ–² +4.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
58.0%β–² +6.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$31Mβ–² +14.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$61Mβ–Ό βˆ’535.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.4Mβ–² +16.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$12Mβ–Ό βˆ’$42M YoY
StockOtter Β· stockotter.space

About COASTAL SOUTH BANCSHARES INC

CoastalSouth Bancshares, Inc. (COSO) serves as the bank holding company for CoastalStates Bank, offering a diverse array of banking products and services to both retail and commercial clientele. Customers can access a range of deposit products, including checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. Its lending options span residential mortgages, home equity loans, cash value lines of credit, commercial and government-backed financing, and mortgage banker finance. The bank also provides debit and credit cards. Additional offerings feature customized and private banking, treasury management solutions, and convenient digital and telephone banking access. Retail banking branches are situated across Hilton Head Island/Bluffton, South Carolina, and in Savannah and the north metro Atlanta area of Georgia. Founded in 2003, its corporate headquarters are located in Hilton Head Island, South Carolina.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy3
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

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