COF logo

CAPITAL ONE FINANCIAL CORP

COFNYSE
πŸ† #120 by market capEarnings Oct 20 Β· PostUS Equity
$196.00β–Ό $0.45 (βˆ’0.23%)
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24hβ–Ό 0.2%
7dβ–Ό 2.3%
14dβ–Ό 5.2%
30dβ–Ό 9.1%
ytdβ–Ό 19.1%
1yβ–Ό 12.4%
🏦Market Cap
$120.24B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+38.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
27.0%
Strong
βš–οΈP/S Ratio
1.1x
Cheap
Otter Score
48
Weak

Trading Snapshot

Day Range
$193.02 – $197.69
52-Week Range
$174.24 – $259.64
Volume
$1.87B
Avg Volume
$1.34B
Shares Outstanding
613.5M
Next Earnings
Nov 2, 2026

Fundamentals Snapshot

Annual Revenue
$69.25B
Last Q Revenue
$19.86B
P/E Ratio
11.7
P/S Ratio
1.1x
EPS (TTM)
$16.71
Dividend Yield
1.76%
Dilution (1yr)
+64.7%

Why Investors Own COF

  • βœ“High-growth profile β€” revenue up +16.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 53% gross margin and 12% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

COF logo

CAPITAL ONE FINANCIAL CORP

COF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$69.3Bβ–² +28.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
47.3%β–Ό βˆ’6.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$2.3Bβ–Ό βˆ’61.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$26.1Bβ–² +54.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
631.6Mβ–² +64.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$6.4Bβ–² +$8.8B YoY
StockOtter Β· stockotter.space

About CAPITAL ONE FINANCIAL CORP

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative cafΓ© locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
48/100

Analyst Price Target

β“˜
Average Target
$188.29
β–Ό βˆ’3.9% Downside
High Target$221.70
Low Target$167.31
Based on 24 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·5h ago

Why Capital One (COF) is a Top Value Stock for the Long-Term

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

πŸ›°οΈ
Zacks Investment ResearchΒ·1d ago

Fed Considers Higher Asset Thresholds: What it Means for Banks

Fed considers higher bank asset thresholds that could ease regulatory burdens, and give banks more room to grow and pursue M&A.

247 WallstΒ·3d ago

β€˜It Won’t Work’: Clark Howard Warns Capital One Quietly Moved Its Cheapest Customers to Discover

Capital One quietly shifted certain cardholders onto a network that gets declined at hotel desks and taxi stands across Europe and Asia, and the reason comes down to a financial calculation most customers never see comin

Business WireΒ·5d ago

Capital One Financial Corporation to Webcast Conference Call on Third Quarter 2026 Earnings

MCLEAN, Va.--(BUSINESS WIRE)--On Tuesday, October 20, 2026, at approximately 4:05 p.m. Eastern Time, Capital One Financial Corporation (NYSE: COF) will release its third quarter 2026 earnings results. Additionally, the c

Schwab NetworkΒ·5d ago

The Big 3: MCD, COF, PG

Jason Brown (@brownreport) turns to stocks that are the faces of the restaurant, financial, and consumer staples industries. He expresses concerns in McDonald's (MCD) core fundamentals following the company's investor da

Zacks Investment ResearchΒ·7d ago

U.S. Card Issuers Delinquencies & NCOs Rise Sequentially in August

Credit-card delinquencies and charge-offs edged higher in August across a group of major U.S. card issuers, pointing to a modest increase in consumer credit stress. However, the latest readings remained below year-ago le