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COLUMBIA FINANCIAL INC

CLBKNASDAQ
πŸ† #1852 by market capEarnings Oct 19US Equity
$11.00β–² $0.12 (+1.06%)
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24hβ–² 1.1%
7dβ–Ό 1.7%
14dβ–Ό 4.1%
30dβ–Ό 5.3%
ytdβ–Ό 29.2%
1yβ–Ό 26.8%
🏦Market Cap
$2.46B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+11.9%
Healthy
πŸ“ŠGross Margin
52.2%
Healthy
πŸ’΅FCF Margin
13.6%
Healthy
βš–οΈP/S Ratio
4.8x
Fair
Otter Score
84
Good

Trading Snapshot

Day Range
$10.94 – $11.10
52-Week Range
$6.21 – $12.00
Volume
$5.04B
Avg Volume
$4.38B
Shares Outstanding
223.4M
Next Earnings
Nov 11, 2026

Fundamentals Snapshot

Annual Revenue
$507M
Last Q Revenue
$122M
P/E Ratio
41.8
P/S Ratio
4.8x
EPS (TTM)
$0.26
Dividend Yield
0.46%
Dilution (1yr)
βˆ’0.4%

Why Investors Own CLBK

  • βœ“High-growth profile β€” revenue up +19.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 44% gross margin and 16% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

CLBK logo

COLUMBIA FINANCIAL INC

CLBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$507Mβ–² +11.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.3%β–² +37.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$60Mβ–Ό βˆ’478.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$59Mβ–² +126.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
223.1Mβ–Ό βˆ’0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$843Mβ–Ό βˆ’$51M YoY
StockOtter Β· stockotter.space

About COLUMBIA FINANCIAL INC

Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy6
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·23d ago

Are You Looking for a Top Momentum Pick? Why Columbia Financial (CLBK) is a Great Choice

Does Columbia Financial (CLBK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment ResearchΒ·Aug 17

Columbia Financial (CLBK) is a Great Momentum Stock: Should You Buy?

Does Columbia Financial (CLBK) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment ResearchΒ·Aug 13

Can Columbia Financial (CLBK) Run Higher on Rising Earnings Estimates?

Columbia Financial (CLBK) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

24/7 Wall StreetΒ·Aug 6

5 Stocks to Buy This Week If You Want Dividend Income in August

Five dividends are about to close their payout windows. Arrow Financial (NASDAQ:AROW), Cheesecake Factory (NASDAQ:CAKE), PC Connection (NASDAQ:CNXN), and Willis Lease Finance (NASDAQ:WLFC) all go ex-dividend on August 11

Zacks Investment ResearchΒ·Jul 30

Columbia Financial (CLBK) Surpasses Q2 Earnings and Revenue Estimates

Columbia Financial (CLBK) came out with quarterly earnings of $0.15 per share, beating the Zacks Consensus Estimate of $0.05 per share. This compares to earnings of $0.05 per share a year ago.

GlobeNewsWireΒ·Jul 30

Columbia Financial, Inc. Announces Q2 2026 Financial Results and Commences Quarterly Cash Dividend

FAIR LAWN, N.J., July 30, 2026 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (the β€œCompany”) (NASDAQ: CLBK), the holding company for Columbia Bank ("Columbia"), reported net income of $14.5 million, or $0.14 per basic and