CITIZENS INC
CIANYSETrading Snapshot
- Day Range
- $3.58 – $3.64
- 52-Week Range
- $3.39 – $6.54
- Volume
- $2.32B
- Avg Volume
- $1.97B
- Shares Outstanding
- 50.6M
- Next Earnings
- Nov 26, 2026
Fundamentals Snapshot
- Annual Revenue
- $256M
- Last Q Revenue
- $60M
- P/E Ratio
- 15.5
- P/S Ratio
- 0.7x
- EPS (TTM)
- $0.23
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +2.2%
Why Investors Own CIA
- ✓High-growth profile — revenue up -6.5% YoY with expanding US Equity exposure.
- ✓Healthy economics — 73% gross margin and 6% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
CITIZENS INC
CIA
StockOtter · stockotter.spaceAbout CITIZENS INC
Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
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Citizens, Inc. Reports Second Quarter 2026 Financial Results
Austin, Texas--(Newsfile Corp. - August 6, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today reported results f
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