CHEMUNG FINANCIAL CORP
CHMGNASDAQTrading Snapshot
- Day Range
- $79.89 β $81.76
- 52-Week Range
- $49.82 β $86.00
- Volume
- $1.89B
- Avg Volume
- $1.82B
- Shares Outstanding
- 4.8M
- Next Earnings
- Nov 30, 2026
Fundamentals Snapshot
- Annual Revenue
- $140M
- Last Q Revenue
- $18M
- P/E Ratio
- 11.6
- P/S Ratio
- 2.8x
- EPS (TTM)
- $6.94
- Dividend Yield
- 1.71%
- Dilution (1yr)
- +0.8%
Why Investors Own CHMG
- βHigh-growth profile β revenue up +48.3% YoY with expanding US Equity exposure.
- βHealthy economics β 75% gross margin and 20% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
CHEMUNG FINANCIAL CORP
CHMGAbout CHEMUNG FINANCIAL CORP
Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

3 Bank Stocks With Recent Dividend Increases Worth Considering
Dividend hikes from Unity Bancorp, Stock Yards Bancorp and Chemung Financial highlight their profitability, capital strength and income appeal.

Chemung Financial Corporation Announces Dividend Increase
ELMIRA, N.Y., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Chemung Financial Corporation (Nasdaq: CHMG) announced today that its Board of Directors has approved a dividend increase of $0.02 per share, raising its quarterly cash div

All You Need to Know About Chemung Financial (CHMG) Rating Upgrade to Strong Buy
Chemung Financial (CHMG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

New Strong Buy Stocks for August 14th
WDC, CECO, CHMG, CZFS and AMP have been added to the Zacks Rank #1 (Strong Buy) List on August 14, 2026.

Why Chemung Financial (CHMG) Might be Well Poised for a Surge
Chemung Financial (CHMG) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Chemung Financial: Completely Flying Under The Radar, But Attractive
Chemung Financial (CHMG) delivered robust Q2 results, with net interest income up 18.6% and EPS of $1.82, reversing last year's loss. CHMG's dividend payout ratio remains below 20%, supporting strong balance sheet growth