CITY HOLDING CO
CHCONASDAQTrading Snapshot
- Day Range
- $799.54 – $816.57
- 52-Week Range
- $113.21 – $148.99
- Volume
- $4.44B
- Avg Volume
- $3.24B
- Shares Outstanding
- 14.1M
- Next Earnings
- Nov 26, 2026
Fundamentals Snapshot
- Annual Revenue
- $392M
- Last Q Revenue
- $80M
- P/E Ratio
- 15.3
- P/S Ratio
- 5.2x
- EPS (TTM)
- $9.38
- Dividend Yield
- 2.49%
- Dilution (1yr)
- −2.3%
Why Investors Own CHCO
- ✓High-growth profile — revenue up -6.2% YoY with expanding US Equity exposure.
- ✓Healthy economics — 30% gross margin and 5% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
CITY HOLDING CO
CHCO
StockOtter · stockotter.spaceAbout CITY HOLDING CO
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
CITY HOLDING CO tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift CHCO price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
CITY HOLDING CO announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.