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BRIDGEWATER BANCSHARES INC

BWBNASDAQ
πŸ† #2895 by market capEarnings Oct 20US Equity
$20.28β–Ό $0.35 (βˆ’1.74%)
Market closed Β· at close
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24hβ–Ό 1.7%
7dβ–Ό 1.0%
14dβ–Ό 2.9%
30dβ–Ό 3.7%
ytdβ–² 15.8%
1yβ–² 15.1%
🏦Market Cap
$565M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+16.0%
Healthy
πŸ“ŠGross Margin
42.3%
Healthy
πŸ’΅FCF Margin
14.9%
Healthy
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$20.10 – $20.45
52-Week Range
$16.06 – $22.62
Volume
$2.90B
Avg Volume
$2.86B
Shares Outstanding
27.9M
Next Earnings
Nov 1, 2026

Fundamentals Snapshot

Annual Revenue
$292M
Last Q Revenue
$24M
P/E Ratio
10.7
P/S Ratio
2.2x
EPS (TTM)
$2.03
Dividend Yield
0.00%
Dilution (1yr)
+2.1%

Why Investors Own BWB

  • βœ“High-growth profile β€” revenue up +54.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 60% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BWB logo

BRIDGEWATER BANCSHARES INC

BWB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$292Mβ–² +16.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
47.2%β–² +13.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$61Mβ–² +43.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$22Mβ–Ό βˆ’48.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
28.7Mβ–² +2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$385Mβ–Ό βˆ’$166M YoY
StockOtter Β· stockotter.space

About BRIDGEWATER BANCSHARES INC

Bridgewater Bancshares, Inc. functions as the holding company for Bridgewater Bank, which delivers a comprehensive array of banking products and services. Its core clientele includes commercial real estate investors, small business entrepreneurs, and high-net-worth individuals primarily located across the United States. The institution offers a diverse range of deposit accounts, such as savings accounts, money market accounts, demand deposits, and both time and brokered deposits. It also provides interest-bearing and non-interest-bearing transaction accounts, in addition to certificates of deposit (CDs). On the lending side, Bridgewater Bank extends commercial loans to various business structures, including sole proprietorships, partnerships, and corporations. These funds are designed to finance working capital needs like accounts receivable or inventory, support capital asset acquisition, or cover other business-related expenditures. The bank's specialized loan offerings further encompass Paycheck Protection Program (PPP) loans, construction and land development financing, mortgages for 1-4 family residences, multifamily property lending, and both owner-occupied and non-owner-occupied commercial real estate loans. Consumer and other miscellaneous loan products are also available. Customers can conveniently access banking services through online and mobile platforms, as well as direct banking channels. Established in 2005, the company's headquarters are situated in Saint Louis Park, Minnesota. It operates a network of seven full-service branches throughout Minnesota, specifically in Bloomington, Greenwood, Minneapolis, Orono, St. Louis Park, and St. Paul.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$19.59
β–Ό βˆ’3.4% Downside
High Target$23.21
Low Target$17.38
Based on 33 analysts

Latest News & Updates

Zacks Investment ResearchΒ·12d ago

Is the Options Market Predicting a Spike in Bridgewater Bancshares Stock?

Investors need to pay close attention to BWB stock based on the movements in the options market lately.

Defense WorldΒ·Aug 8

Empowered Funds LLC Purchases 40,890 Shares of Bridgewater Bancshares, Inc. $BWB

Empowered Funds LLC increased its holdings in shares of Bridgewater Bancshares, Inc. (NASDAQ: BWB) by 79.8% during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (S

Defense WorldΒ·Aug 8

Bridgewater Bancshares, Inc. $BWB Shares Bought by Dimensional Fund Advisors LP

Dimensional Fund Advisors LP increased its stake in Bridgewater Bancshares, Inc. (NASDAQ: BWB) by 2.5% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (S

Defense WorldΒ·Jul 24

Bridgewater Bancshares Q2 Earnings Call Highlights

Bridgewater Bancshares (NASDAQ: BWB) reported improved second-quarter profitability, driven by continued net interest margin expansion, net interest income growth and disciplined balance sheet management, executives said

Seeking AlphaΒ·Jul 22

Bridgewater Bancshares, Inc. (BWB) Q2 2026 Earnings Call Transcript

Bridgewater Bancshares, Inc. (BWB) Q2 2026 Earnings Call Transcript

Zacks Investment ResearchΒ·Jul 21

Bridgewater (BWB) Lags Q2 Earnings Estimates

Bridgewater (BWB) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.37 per share a year ago.