BSRR logo

SIERRA BANCORP

BSRRNASDAQ
🏆 #2954 by market capEarnings Oct 26US Equity
$846.89▼ $25.58 (−3.02%)
Simulated price
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24h▼ 3.0%
7d▲ 2017.2%
14d▲ 1967.1%
30d▲ 2026.8%
ytd▲ 2482.0%
1y▲ 2842.6%
🏦Market Cap
$519M
Small Cap
📈Revenue Growth (YoY)
+5.7%
Slowing
📊Gross Margin
75.2%
High
💵FCF Margin
22.5%
Strong
⚖️P/S Ratio
2.6x
Cheap
Otter Score
92
Very Good

Trading Snapshot

Day Range
$838.18 – $855.13
52-Week Range
$26.49 – $43.13
Volume
$4.60B
Avg Volume
$6.08B
Shares Outstanding
13.1M
Next Earnings
Dec 13, 2026

Fundamentals Snapshot

Annual Revenue
$202M
Last Q Revenue
$50M
P/E Ratio
11.5
P/S Ratio
2.6x
EPS (TTM)
$3.49
Dividend Yield
2.62%
Dilution (1yr)
−6.6%

Why Investors Own BSRR

  • ✓High-growth profile — revenue up +9.1% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 66% gross margin and 22% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BSRR logo

SIERRA BANCORP

BSRR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$202M▲ +5.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.9%▲ +5.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$56M▲ +4.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$32M▼ −42.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
13.4M▼ −6.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$383M▼ −$210M YoY
StockOtter · stockotter.space

About SIERRA BANCORP

Sierra Bancorp serves as the holding company for Bank of the Sierra, providing a full suite of retail and commercial banking services to individuals and businesses across California. The institution offers diverse deposit solutions, including checking, savings, money market, time deposits, retirement, and sweep accounts. Its lending portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans. Additionally, the company facilitates access to automated teller machines (ATMs), electronic point-of-sale payment options, online and automated telephone banking, and business-focused services such as remote deposit capture and automated payroll. As of December 31, 2021, Sierra Bancorp operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Founded in 1977, its corporate headquarters are located in Porterville, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Very Good
92/100

Analyst Price Target

ⓘ
Average Target
$872.39
▲ +3.0% Upside
High Target$1,035.05
Low Target$707.96
Based on 30 analysts

Latest News & Updates

🚀
MarketWatch·2h ago

SIERRA BANCORP tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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CNBC·5h ago

Analysts lift BSRR price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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MarketWatch·1d ago

SIERRA BANCORP announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.