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BANK OF MONTREAL

BMONYSE
πŸ† #122 by market capEarnings Dec 2 Β· PostUS Equity
$973.44β–² $50.23 (+5.16%)
Simulated price
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🏦Market Cap
$119.88B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
-0.5%
Declining
πŸ“ŠGross Margin
45.6%
Healthy
πŸ’΅FCF Margin
38.9%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
68
Fair
No chart data available for BMO.

Trading Snapshot

Day Range
$964.77 – $987.69
52-Week Range
$119.84 – $187.22
Volume
$2.04B
Avg Volume
$1.81B
Shares Outstanding
700.4M
Next Earnings
Nov 14, 2026

Fundamentals Snapshot

Annual Revenue
$78.15B
Last Q Revenue
$20.29B
P/E Ratio
19.7
P/S Ratio
2.2x
EPS (TTM)
$13.09
Dividend Yield
2.75%
Dilution (1yr)
βˆ’0.7%

Why Investors Own BMO

  • βœ“High-growth profile β€” revenue up +9.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 79% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BMO logo

BANK OF MONTREAL

BMO
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$78.1Bβ–Ό βˆ’0.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
41.6%β–² +15.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$11.6Bβ–² +21.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$8.5Bβ–Ό βˆ’69.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
723.3Mβ–Ό βˆ’0.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$344.9Bβ–Ό βˆ’$40.4B YoY
StockOtter Β· stockotter.space

About BANK OF MONTREAL

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It’s personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$1,044.55
β–² +7.3% Upside
High Target$1,262.41
Low Target$959.09
Based on 22 analysts

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