BFST logo

BUSINESS FIRST BANCSHARES

BFSTNASDAQ
πŸ† #2481 by market capEarnings Oct 22US Equity
$30.41β–Ό $0.26 (βˆ’0.85%)
πŸŒ™ After hours$30.41β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.8%
7dβ–Ό 1.0%
14dβ–Ό 3.5%
30dβ–Ό 2.6%
ytdβ–² 16.2%
1yβ–² 28.3%
🏦Market Cap
$994M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+11.8%
Healthy
πŸ“ŠGross Margin
56.4%
Healthy
πŸ’΅FCF Margin
21.7%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$30.24 – $30.98
52-Week Range
$22.56 – $32.53
Volume
$2.96B
Avg Volume
$2.94B
Shares Outstanding
32.7M
Next Earnings
Oct 29, 2026

Fundamentals Snapshot

Annual Revenue
$512M
Last Q Revenue
$61M
P/E Ratio
10.8
P/S Ratio
2.2x
EPS (TTM)
$2.85
Dividend Yield
1.97%
Dilution (1yr)
+0.5%

Why Investors Own BFST

  • βœ“High-growth profile β€” revenue up +52.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 59% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BFST logo

BUSINESS FIRST BANCSHARES

BFST
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$512Mβ–² +11.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
60.9%β–² +7.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$113Mβ–² +36.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$92Mβ–² +53.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
29.7Mβ–² +0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$140Mβ–² +$24M YoY
StockOtter Β· stockotter.space

About BUSINESS FIRST BANCSHARES

Business First Bancshares, Inc. (BFST) serves as the bank holding company for b1BANK, delivering an extensive array of banking products and financial services. Its deposit offerings include checking, demand, money market, time, and savings accounts, alongside certificates of deposit, and modern conveniences such as remote and direct deposit capabilities. The company provides a diverse portfolio of lending solutions. These include commercial and industrial loans for working capital, equipment financing, asset acquisition, expansion, and development, featuring lines of credit, letters of credit, term loans, and borrowing base facilities. BFST also finances construction and development projects, commercial real estate, and residential properties, offering first and second lien mortgages for 1-4 family homes, plus home equity lines of credit. Consumer loan options span both secured and unsecured installment and term arrangements. Beyond traditional banking, BFST offers wealth management services, encompassing mutual funds, annuities, individual retirement accounts (IRAs), other investment products, fiduciary services, and private banking solutions. A wide range of additional financial tools are available, including debit and credit cards, comprehensive treasury and cash management services (such as merchant services, automated clearing house (ACH), lock-box, receivables factoring, and correspondent banking), and employee and payroll benefits solutions. Customer access points feature drive-through facilities, ATMs, night depositories, personalized checks, electronic funds transfer (EFT), domestic and international wire transfers, traveler's checks, vault services, sweep accounts, and robust online and mobile banking platforms, e-statements, and bank-by-mail services. As of March 1, 2022, Business First Bancshares operated approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston metropolitan areas. The company was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$36.36
β–² +19.6% Upside
High Target$39.61
Low Target$30.72
Based on 12 analysts

Latest News & Updates

The Motley FoolΒ·29d ago

Regional Bank Director Liquidates 3,235 Shares, Valued at $102,873

The transaction involved the open-market sale of 3,235 shares at $31.80 per share, totaling ~$103,000 on August 19, 2026. The disposition reduced the Director's total equity holdings by 2%.

Defense WorldΒ·Aug 30

Connor Clark & Lunn Investment Management Ltd. Makes New Investment in Business First Bancshares, Inc. $BFST

Connor Clark and Lunn Investment Management Ltd. bought a new position in shares of Business First Bancshares, Inc. (NASDAQ: BFST) during the undefined quarter, according to its most recent Form 13F filing with the SEC.

Fool - Investing NewsΒ·Aug 12

Newcomer Director at Business First Bancshares Sells 10,000 Shares for $319,000

With strong returns so far in 2026, George W. Cummings III reducing his direct holdings looks routine more than it does alarming.

The Motley FoolΒ·Aug 2

What This Business First Insider Sale Signals After a 34% Stock Run

The director disposed of 20,000 shares at $31.79 per share, representing a total transaction value of $635,800. This disposition reduced the director's total equity holdings by 8%.

Seeking AlphaΒ·Jul 23

Business First Bancshares, Inc. (BFST) Q2 2026 Earnings Call Transcript

Business First Bancshares, Inc. (BFST) Q2 2026 Earnings Call Transcript

Zacks Investment ResearchΒ·Jul 23

Here's What Key Metrics Tell Us About Business First (BFST) Q2 Earnings

While the top- and bottom-line numbers for Business First (BFST) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street