BFC logo

BANK FIRST CORP

BFCNASDAQ
πŸ† #2125 by market capEarnings Oct 20US Equity
$149.75β–Ό $1.30 (βˆ’0.87%)
πŸŒ™ After hours$149.75β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 0.9%
7dβ–² 0.4%
14dβ–Ό 1.4%
30dβ–Ό 0.8%
ytdβ–² 23.1%
1yβ–² 24.1%
🏦Market Cap
$1.66B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+60.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
20.6%
Strong
βš–οΈP/S Ratio
5.8x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$147.49 – $150.49
52-Week Range
$119.08 – $159.10
Volume
$5.46B
Avg Volume
$5.03B
Shares Outstanding
11.1M
Next Earnings
Dec 1, 2026

Fundamentals Snapshot

Annual Revenue
$240M
Last Q Revenue
$86M
P/E Ratio
20.6
P/S Ratio
5.8x
EPS (TTM)
$7.72
Dividend Yield
1.23%
Dilution (1yr)
βˆ’1.8%

Why Investors Own BFC

  • βœ“High-growth profile β€” revenue up +13.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 45% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BFC logo

BANK FIRST CORP

BFC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$240Mβ–² +7.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.3%β–² +1.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$88Mβ–² +10.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$51Mβ–Ό βˆ’12.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
9.8Mβ–Ό βˆ’1.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$68Mβ–Ό βˆ’$182M YoY
StockOtter Β· stockotter.space

About BANK FIRST CORP

Bank First Corporation, established in 1894 and headquartered in Manitowoc, Wisconsin, functions as the parent entity for Bank First N.A. This financial institution delivers a comprehensive array of consumer and commercial financial solutions throughout Wisconsin, catering to a diverse clientele including businesses, professionals, individuals, associations, and governmental bodies. Its product suite encompasses various deposit accounts such as checking, savings, money market, retirement, and health savings accounts, alongside certificates of deposit and other time deposit options. It also provides residential mortgage products. Beyond core banking, Bank First offers credit cards, ATM services, insurance, data and information technology processing, investment and safekeeping services, and treasury management. Customers can also access their finances through online, telephone, and mobile banking platforms. The company's lending portfolio is extensive, covering various needs. It includes real estate financing, such as commercial property loans, residential mortgages, and home equity loans. For businesses, it provides commercial and industrial loans designed for working capital, accounts receivable and inventory financing, and other operational requirements. Further loan types include construction and development financing, residential loans for 1-4 family properties, and a range of consumer loans for personal and household use, offering both secured and unsecured installment loans as well as revolving lines of credit. Bank First Corporation operates through 21 branches situated across nine Wisconsin counties: Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson. The company adopted its current name, Bank First Corporation, in June 2019, having previously operated as Bank First National Corporation.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
6 analysts
Strong Buy1
Buy3
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

ETF TrendsΒ·20d ago

Fed and Treasury at Odds

Summary Fed Chairman Warsh signaled that rate hikes are needed to improve its price stability mandate. The US Treasury's plan to buy long maturities is a short-term fix for a growing unmanageable problem, in our opinion.

Defense WorldΒ·Aug 30

Deutsche Bank AG Acquires New Stake in Bank First National Corporation $BFC

Deutsche Bank AG bought a new position in shares of Bank First National Corporation (NASDAQ: BFC) in the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission

Defense WorldΒ·Aug 18

Bank First National (NASDAQ:BFC) Hits New 52-Week High – Time to Buy?

Bank First National Corporation (NASDAQ: BFC - Get Free Report) reached a new 52-week high on Tuesday. The company traded as high as $159.10 and last traded at $156.88, with a volume of 92824 shares traded. The stock had

PRNewsWireΒ·Jul 31

BFC PARTNERS AND SAA CANOPY GROUP CLOSE ON $269M CONSTRUCTION LOAN FOR MAJOR RENOVATION OF PARKSIDE COMMONS IN SYRACUSE, NEW YORK

Joint Venture Takes on Extensive Renovations and New Construction, Transforming Quality of Life for Residents an d Revitalizing Syracuse's East Side SYRACUSE, N.Y., July 31, 2026 /PRNewswire/ --Β BFC PartnersΒ and SAA Cano

Zacks Investment ResearchΒ·Jul 24

Bank First Corporation (BFC) Upgraded to Strong Buy: What Does It Mean for the Stock?

Bank First Corporation (BFC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

PRNewsWireΒ·Jul 24

Bank First Announces Net Income for the Second Quarter of 2026

Net income of $24.7 million and $44.7 million for the three and six months ended June 30, 2026, respectively Earnings per common share of $2.21 and $3.99 for the three and six months ended June 30, 2026, respectively Adj