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BETTER HOME & FINANCE HOLDIN

BETRNASDAQ
🏆 #3839 by market capEarnings Nov 11US Equity
$10.19▲ $0.04 (+0.39%)
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24h▲ 0.4%
7d▼ 17.0%
14d▼ 17.8%
30d▼ 26.2%
ytd▼ 68.7%
1y▼ 81.8%
🏦Market Cap
$160M
Small Cap
📈Revenue Growth (YoY)
+59.4%
High Growth
📊Gross Margin
79.0%
High
💵FCF Margin
-111.6%
Thin
⚖️P/S Ratio
0.8x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$10.15 – $10.29
52-Week Range
$9.83 – $92.69
Volume
$2.36B
Avg Volume
$2.20B
Shares Outstanding
15.7M
Next Earnings
Oct 30, 2026

Fundamentals Snapshot

Annual Revenue
$191M
Last Q Revenue
$61M
P/E Ratio
-0.9
P/S Ratio
0.8x
EPS (TTM)
$-9.65
Dividend Yield
0.00%
Dilution (1yr)
+3.5%

Why Investors Own BETR

  • ✓High-growth profile — revenue up +43.9% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 35% gross margin and 23% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BETR logo

BETTER HOME & FINANCE HOLDIN

BETR
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$191M▲ +59.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
77.7%▼ −319.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
−$123M▼ −34.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
−$233M▼ −40.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
15.7M▲ +3.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$499M▲ +$58M YoY
StockOtter · stockotter.space

About BETTER HOME & FINANCE HOLDIN

Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
68/100

Analyst Ratings

ⓘ
Consensus
Buy
13 analysts
Strong Buy3
Buy7
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

🚀
Bloomberg·2h ago

BETTER HOME & FINANCE HOLDIN tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
Barron’s·5h ago

Analysts lift BETR price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Barron’s·1d ago

BETTER HOME & FINANCE HOLDIN announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.