BANC logo

BANC OF CALIFORNIA INC

BANCNYSE
πŸ† #1758 by market capUS Equity
$879.94β–² $1.50 (+0.17%)
Simulated price
πŸ””
Track BANC
Get earnings, price moves & breaking news on Telegram
Track
24hβ–² 0.2%
7dβ€”
14dβ€”
30dβ€”
ytdβ€”
1yβ€”
🏦Market Cap
$2.80B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+26.6%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
25.6%
Strong
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
88
Very Good
No chart data available for BANC.

Trading Snapshot

Day Range
$869.11 – $885.84
52-Week Range
$15.33 – $21.93
Volume
$3.75B
Avg Volume
$2.55B
Shares Outstanding
158.4M
Next Earnings
Nov 28, 2026

Fundamentals Snapshot

Annual Revenue
$1.81B
Last Q Revenue
$415M
P/E Ratio
β€”
P/S Ratio
2.0x
EPS (TTM)
$-0.18
Dividend Yield
3.82%
Dilution (1yr)
βˆ’5.7%

Why Investors Own BANC

  • βœ“High-growth profile β€” revenue up +51.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 79% gross margin and 13% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

BANC logo

BANC OF CALIFORNIA INC

BANC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.8Bβ–Ό βˆ’3.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
58.7%β–² +16.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$326Mβ–² +93.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$235Mβ–² +265.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
160.1Mβ–Ό βˆ’5.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$709Mβ–Ό βˆ’$877M YoY
StockOtter Β· stockotter.space

About BANC OF CALIFORNIA INC

Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
88/100

Analyst Price Target

β“˜
Average Target
$936.72
β–² +6.5% Upside
High Target$1,074.24
Low Target$770.75
Based on 22 analysts

Latest News & Updates