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AXOS FINANCIAL INC

AXNYSE
πŸ† #1330 by market capEarnings Oct 22US Equity
$86.29β–Ό $1.41 (βˆ’1.63%)
πŸŒ… Pre-market$86.29β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–Ό 1.6%
7dβ–Ό 1.7%
14dβ–Ό 6.7%
30dβ–Ό 10.8%
ytdβ–² 0.2%
1yβ–² 1.9%
🏦Market Cap
$4.91B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.5%
Healthy
πŸ“ŠGross Margin
63.0%
High
πŸ’΅FCF Margin
21.1%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$85.20 – $88.00
52-Week Range
$74.89 – $105.74
Volume
$1.78B
Avg Volume
$2.05B
Shares Outstanding
56.9M
Next Earnings
Dec 5, 2026

Fundamentals Snapshot

Annual Revenue
$2.19B
Last Q Revenue
$569M
P/E Ratio
10.0
P/S Ratio
2.2x
EPS (TTM)
$8.64
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.9%

Why Investors Own AX

  • βœ“High-growth profile β€” revenue up +50.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 31% gross margin and 29% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AX logo

AXOS FINANCIAL INC

AX
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.2Bβ–² +13.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
63.0%β–² +2.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$647Mβ–² +5.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$291Mβ–Ό βˆ’33.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
57.7Mβ–Ό βˆ’0.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$35Mβ–² +$141M YoY
StockOtter Β· stockotter.space

About AXOS FINANCIAL INC

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
15 analysts
Strong Buy5
Buy8
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Business WireΒ·17h ago

Axos Financial, Inc. to Announce First Quarter Fiscal 2027 Results on October 29, 2026

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (β€œAxos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it will host a conference call on Thurs

Defense WorldΒ·5d ago

Axos Financial, Inc $AX Shares Newly Purchased by Bank of America Corp DE

Bank of America Corp DE purchased a new position in shares of Axos Financial, Inc (NYSE: AX) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutiona

Zacks Investment ResearchΒ·5d ago

Down 10.7% in 4 Weeks, Here's Why Axos Financial (AX) Looks Ripe for a Turnaround

Axos Financial (AX) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a

GuruFocusΒ·9d ago

LG Display launches 24.5-inch 720Hz Gaming OLED Panel

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GuruFocusΒ·14d ago

Fujitsu evolves Uvance business model for AI transformation

KAWASAKI, Japan, Sept 16, 2026 - (JCN Newswire) - Fujitsu Limited today announced the evolution of its Uvance business model to address an era in which AI is fu

Business WireΒ·27d ago

Axos Financial, Inc. Named to D.A. Davidson's 9th Gold Trophy List

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (β€œAxos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it has been named one of two companies