AVBC logo

AVIDIA BANCORP INC

AVBCNYSE
πŸ† #3089 by market capEarnings Oct 22US Equity
$21.53β–Ό $0.18 (βˆ’0.83%)
πŸŒ™ After hours$21.53β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.8%
7dβ–Ό 1.3%
14dβ–Ό 2.0%
30dβ–Ό 2.8%
ytdβ–² 28.1%
1yβ–² 40.9%
🏦Market Cap
$432M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.9%
Slowing
πŸ“ŠGross Margin
71.1%
High
πŸ’΅FCF Margin
20.4%
Strong
βš–οΈP/S Ratio
2.8x
Cheap
Otter Score
52
Weak

Trading Snapshot

Day Range
$21.45 – $21.92
52-Week Range
$14.31 – $22.90
Volume
$3.27B
Avg Volume
$3.42B
Shares Outstanding
20.1M
Next Earnings
Nov 15, 2026

Fundamentals Snapshot

Annual Revenue
$148M
Last Q Revenue
$39M
P/E Ratio
22.6
P/S Ratio
2.8x
EPS (TTM)
$0.95
Dividend Yield
0.74%
Dilution (1yr)
βˆ’7.7%

Why Investors Own AVBC

  • βœ“High-growth profile β€” revenue up -7.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 65% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AVBC logo

AVIDIA BANCORP INC

AVBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$148Mβ–² +4.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.6%β–Ό βˆ’11.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$6Mβ–Ό βˆ’136.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$0β–Ό βˆ’100.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
18.5Mβ–Ό βˆ’7.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$272Mβ–² +$18M YoY
StockOtter Β· stockotter.space

About AVIDIA BANCORP INC

Avidia Bancorp, Inc., which serves as the parent entity for Avidia Bank, delivers a comprehensive array of financial products and services to individual consumers and corporate clients alike. Its deposit offerings include diverse checking accounts (both interest and non-interest-bearing), savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also extends a broad spectrum of credit facilities, such as commercial and industrial loans, various residential mortgages (including single-family, home equity, and second mortgages), multi-family and commercial real estate financing, construction and land development loans, alongside consumer loans like auto and general business term loans. Furthermore, Avidia provides payment processing solutions and strategically invests in securities, primarily composed of U.S. Treasury, government agency, and municipal bonds. Established in 1869, the corporation maintains its principal office in Hudson, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
52/100

Analyst Price Target

β“˜
Average Target
$25.14
β–² +16.8% Upside
High Target$30.42
Low Target$20.98
Based on 27 analysts

Latest News & Updates

Zacks Investment ResearchΒ·12d ago

Here's Why Momentum in Avidia Bancorp, Inc. (AVBC) Should Keep going

If you are looking for stocks that are well positioned to maintain their recent uptrend, Avidia Bancorp, Inc. (AVBC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength

Defense WorldΒ·Aug 27

Ancora Advisors LLC Buys 27,160 Shares of Avidia Bancorp, Inc. $AVBC

Ancora Advisors LLC grew its stake in shares of Avidia Bancorp, Inc. (NYSE: AVBC) by 36.0% during the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional inv

Zacks Investment ResearchΒ·Aug 17

Avidia Bancorp, Inc. (AVBC) Is Up 3.12% in One Week: What You Should Know

Does Avidia Bancorp, Inc. (AVBC) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Investment ResearchΒ·Aug 13

What Makes Avidia Bancorp, Inc. (AVBC) a Good Fit for 'Trend Investing'

If you are looking for stocks that are well positioned to maintain their recent uptrend, Avidia Bancorp, Inc. (AVBC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength

Zacks Investment ResearchΒ·Aug 11

Implied Volatility Surging for Avidia Bancorp Stock Options

Investors need to pay close attention to AVBC stock based on the movements in the options market lately.

Zacks Investment ResearchΒ·Jul 28

Here's Why 'Trend' Investors Would Love Betting on Avidia Bancorp, Inc. (AVBC)

If you are looking for stocks that are well positioned to maintain their recent uptrend, Avidia Bancorp, Inc. (AVBC) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength