AMSF logo

AMERISAFE INC

AMSFNASDAQ
πŸ† #3079 by market capEarnings Oct 28US Equity
$23.87β–² $0.11 (+0.46%)
πŸŒ™ After hours$23.87β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–² 0.5%
7dβ–Ό 2.9%
14dβ–Ό 3.7%
30dβ–Ό 9.0%
ytdβ–Ό 37.8%
1yβ–Ό 45.0%
🏦Market Cap
$446M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+2.6%
Slowing
πŸ“ŠGross Margin
25.8%
Moderate
πŸ’΅FCF Margin
5.8%
Moderate
βš–οΈP/S Ratio
1.3x
Cheap
Otter Score
60
Fair

Trading Snapshot

Day Range
$23.58 – $24.25
52-Week Range
$23.50 – $44.66
Volume
$2.32B
Avg Volume
$2.66B
Shares Outstanding
18.7M
Next Earnings
Nov 15, 2026

Fundamentals Snapshot

Annual Revenue
$317M
Last Q Revenue
$92M
P/E Ratio
9.4
P/S Ratio
1.3x
EPS (TTM)
$2.52
Dividend Yield
11.14%
Dilution (1yr)
βˆ’0.8%

Why Investors Own AMSF

  • βœ“High-growth profile β€” revenue up +0.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 36% gross margin and 14% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AMSF logo

AMERISAFE INC

AMSF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$317Mβ–² +2.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
46.4%β–² +12.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$59Mβ–Ό βˆ’14.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$9Mβ–Ό βˆ’61.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
19.0Mβ–Ό βˆ’0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$62Mβ–² +$18M YoY
StockOtter Β· stockotter.space

About AMERISAFE INC

Operating as an insurance holding company, AMERISAFE, Inc. specializes in providing workers' compensation coverage across the United States. Its policies offer crucial financial protection to injured employees, addressing costs related to temporary or permanent disability, death benefits, and medical and hospital expenses. The firm primarily serves small to medium-sized businesses operating in high-risk industries, including but not limited to construction, trucking, forestry, agriculture, manufacturing, telecommunications, and maritime sectors. AMERISAFE, Inc. was established in 1985 and is headquartered in DeRidder, Louisiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·21d ago

Public Employees Retirement System of Ohio Takes $1.34 Million Position in AMERISAFE, Inc. $AMSF

Public Employees Retirement System of Ohio purchased a new position in AMERISAFE, Inc. (NASDAQ: AMSF) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commiss

Defense WorldΒ·22d ago

AMERISAFE (NASDAQ:AMSF) & Presurance (NASDAQ:PRHI) Head-To-Head Comparison

AMERISAFE (NASDAQ: AMSF - Get Free Report) and Presurance (NASDAQ: PRHI - Get Free Report) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of

Zacks Investment ResearchΒ·Aug 20

Why Is Amerisafe (AMSF) Down 16% Since Last Earnings Report?

Amerisafe (AMSF) reported earnings 30 days ago. What's next for the stock?

Defense WorldΒ·Aug 8

Dimensional Fund Advisors LP Sells 25,295 Shares of AMERISAFE, Inc. $AMSF

Dimensional Fund Advisors LP lessened its holdings in AMERISAFE, Inc. (NASDAQ: AMSF) by 5.1% during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund o

Defense WorldΒ·Jul 24

AMERISAFE Q2 Earnings Call Highlights

AMERISAFE (NASDAQ: AMSF) reported higher second-quarter premiums and continued policy growth, while executives said the workers' compensation insurer is navigating a profitable but increasingly competitive market marked

GuruFocusΒ·Jul 22

A Look at AMERISAFE Inc (AMSF) After 8.3% Decline -- GF Value $39.74 vs Price $31.15

On July 22, 2026, AMERISAFE Inc (AMSF) shares fell 8.3% to a current price of $31.15. This decline comes amid a challenging performance period for the stock, wh