AII logo

AMERICAN INTEGRITY INSURANCE

AIINYSE
πŸ† #2993 by market capEarnings Nov 10US Equity
$25.26β–² $0.28 (+1.12%)
πŸŒ™ After hours$25.26β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
Track AII
Get earnings, price moves & breaking news on Telegram
Track
24hβ–² 1.1%
7dβ–Ό 2.9%
14dβ–Ό 3.7%
30dβ–Ό 3.8%
ytdβ–² 21.3%
1yβ–² 16.0%
🏦Market Cap
$495M
Small Cap
πŸ“ˆRevenue Growth (YoY)
β€”
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
52.2%
Strong
βš–οΈP/S Ratio
1.5x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$25.09 – $25.71
52-Week Range
$16.19 – $27.00
Volume
$4.54B
Avg Volume
$3.47B
Shares Outstanding
19.6M
Next Earnings
Dec 13, 2026

Fundamentals Snapshot

Annual Revenue
$276M
Last Q Revenue
$115M
P/E Ratio
5.6
P/S Ratio
1.5x
EPS (TTM)
$4.50
Dividend Yield
β€”
Dilution (1yr)
+0.0%

Why Investors Own AII

  • βœ“High-growth profile β€” revenue up -4.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 69% gross margin and 10% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

AII logo

AMERICAN INTEGRITY INSURANCE

AII
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$276Mβ–² +35.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.5%β–² +60.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$115Mβ–² +125.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$133Mβ–Ό βˆ’9.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
19.6Mβ–² +0.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$203Mβ–² +$33M YoY
StockOtter Β· stockotter.space

About AMERICAN INTEGRITY INSURANCE

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·1d ago

Comparing American Integrity Insurance Group (NYSE:AII) & Allianz (OTCMKTS:ALIZY)

Allianz (OTCMKTS:ALIZY - Get Free Report) and American Integrity Insurance Group (NYSE: AII - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the s

Zacks Investment ResearchΒ·5d ago

Global Commercial Pricing Soft: 4 P&C Insurers to Protect Portfolio

Global commercial insurance rates are falling, but TRV, UVE, UFCS and AII offer portfolio resilience through disciplined underwriting and diversification.

Defense WorldΒ·5d ago

Comparing Principal Financial Group (NASDAQ:PFG) & American Integrity Insurance Group (NYSE:AII)

American Integrity Insurance Group (NYSE: AII - Get Free Report) and Principal Financial Group (NASDAQ: PFG - Get Free Report) are both finance companies, but which is the superior investment? We will compare the two com

Defense WorldΒ·25d ago

Hsbc Holdings PLC Buys Shares of 22,949 American Integrity Insurance Group, Inc. $AII

Hsbc Holdings PLC purchased a new position in American Integrity Insurance Group, Inc. (NYSE: AII) during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The firm

Defense WorldΒ·25d ago

BlackRock Inc. Acquires Shares of 888,115 American Integrity Insurance Group, Inc. $AII

BlackRock Inc. bought a new position in American Integrity Insurance Group, Inc. (NYSE: AII) in the second quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund boug

Business WireΒ·26d ago

American Integrity Insurance Group, Inc. Announces Participation in the KBW Insurance Conference

TAMPA, Fla.--(BUSINESS WIRE)--American Integrity Insurance Group, Inc. (NYSE: AII) (β€œAmerican Integrity” or the β€œCompany”), a Tampa-based property and casualty insurance holding company, today announced that management w